EXHIBIT 23.3

[LETTERHEAD]

                          INDEPENDENT AUDITORS' CONSENT

We consent to the use in this Registration Statement of Hanmi Financial
Corporation on Form S-4 of our report dated February 25, 1998, appearing in
the Prospectus, which is part of this Registration Statement.  We also
consent to the reference to us under the heading "Expert" in such Prospectus.


Kim & Lee Corporation, CPAs
Los Angeles, California
March 13, 2000