Filed Pursuant to Rule 433
Issuer Free Writing Prospectus dated July 14, 2010
Relating to Prospectus Supplement
dated June 11, 2010
Registration No. 333-163206
HANMI ANNOUNCES CLOSING DATE FOR BEST EFFORTS PUBLIC OFFERING
LOS ANGELES July 14, 2010 Hanmi Financial Corporation (NASDAQ: HAFC), the holding company for
Hanmi Bank, today announced that, based on revocable subscription agreements received to date from
potential investors, the currently anticipated closing date for the best efforts public offering is
5:00 p.m. Pacific Time, July 21, 2010. As specified in the prospectus supplement Hanmi filed with
the SEC on June 11, 2010, the minimum aggregate subscription amount that must be obtained in order
to close both the best efforts public offering and rights offering is $105 million in the aggregate
and the maximum is $120 million in the aggregate. Hanmi will announce the aggregate results of the
offerings immediately following the closing of the offerings.
Cappello Capital Corp, the exclusive placement agent for the best efforts public offering, is in
the process of confirming, and converting to irrevocable subscriptions, all prior indications of
interest from those parties who have submitted a subscription agreement. In order to be eligible
to participate in the best efforts public offering, investors must submit a subscription agreement
and acknowledge their commitment to Cappello Capital Corp. in writing, and must send in their funds
to a designated Hanmi account held at JP Morgan Escrow by no later than 1:00 p.m. Pacific Time,
July 21, 2010. Eligible participants should not send any funds directly to Cappello Capital Corp.
Should investors have further questions about the best efforts public offering, please contact
Cappello Capital Corp. as per the contact information provided below.
Contact Information:
Cappello Capital Corp.
100 Wilshire Blvd., Suite 1200, Santa Monica, California 90401
Tel: (310) 393-6632
Paul Kromwyk, Vice President, pkromwyk@cappellocorp.com
Daniel Litvak, Senior Analyst, dlitvak@cappellocorp.com
Additional Information:
The shares of common stock offered for sale in the best efforts public offering are being offered
pursuant to a Registration Statement on Form S-3 (Registration No. 333-163206) filed by Hanmi under
the Securities Act of 1933, as amended, and a related prospectus supplement dated June 11, 2010.
The prospectus supplement and related prospectus contain important information about the best
efforts public offering and investors and stockholders are urged to read them carefully. Copies of
the prospectus supplement and related prospectus may be obtained by contacting Hanmi Financial
Corp., Attn: Investor Relations, David J. Yang 213-637-4798 or by visiting the Hanmi website
www.hanmi.com.
A proxy statement relating to certain of the matters discussed in this news release, including a
more complete summary of proposed capital raising efforts by Hanmi was filed with the SEC on June
16, 2010. Hanmi is seeking approval of an increase in its authorized capital stock and approval of
issuance of shares to Woori Finance Holdings at
its upcoming meeting of stockholders to be held on July 28, 2010. Copies of the proxy statement and
other related documents may be obtained for free from the SEC website (www.sec.gov) or by
contacting Hanmi Financial Corp., Attn: Investor Relations, David J. Yang 213-637-4798. Hanmis
stockholders are advised to read the proxy statement, because it contains important information,
and Hanmi notes that the stockholder meeting on the matters discussed in the proxy statement may
occur after the closing of the rights and best efforts offerings. Hanmi, its directors, executive
officers and certain members of management and employees may be considered participants in the
solicitation of proxies from Hanmis stockholders in connection with certain of the matters
discussed in this news release. Information regarding such persons and their interests in Hanmi is
contained in Hanmis proxy statements and annual reports on Form 10-K filed with the SEC. Hanmi has
engaged the services of D.F. King & Co., Inc. to assist in soliciting proxies. Stockholders and
investors may obtain additional information regarding the interests of Hanmi, its directors and
executive officers and D.F. King & Co., Inc. in the matters discussed in this news release by
reading the proxy statement and other relevant documents regarding the matters discussed in this
news release.
Cautionary Statement
This press release shall not constitute an offer to sell or the solicitation of an offer to buy any
of the securities described herein, nor shall there be any sale of the securities in any
jurisdiction or state in which such offer, solicitation or sale would be unlawful prior to
registration or qualification under the securities laws of any such jurisdiction or state.
Forward-Looking Statements
This press release contains forward-looking statements, which are included in accordance with the
safe harbor provisions of the Private Securities Litigation Reform Act of 1995. In some cases,
you can identify forward-looking statements by terminology such as may, will, should,
could, expects, plans, intends, anticipates, believes, estimates, predicts,
potential, or continue, or the negative of such terms and other comparable terminology.
Although we believe that the expectations reflected in the forward-looking statements are
reasonable, we cannot guarantee future results, levels of activity, performance or achievements.
These statements involve known and unknown risks, uncertainties and other factors that may cause
our actual results, levels of activity, performance or achievements to differ from those expressed
or implied by the forward-looking statement. These factors include the following: failure to
confirm a minimum of $105 million in subscriptions in the aggregate from the rights offering and
best efforts public offering; inability to consummate the proposed transaction (the Transaction)
with Woori Finance Holdings Co. Ltd. (Woori) on the terms contemplated in the Securities Purchase
Agreement entered into with Woori on May 25, 2010; failure to receive regulatory or stockholder
approval for the Transaction; inability to continue as a going concern; inability to raise
additional capital on acceptable terms or at all; failure to maintain adequate levels of capital
and liquidity to support our operations; the effect of regulatory orders we have entered into and
potential future supervisory action against us or Hanmi Bank; general economic and business
conditions internationally, nationally and in those areas in which we operate; volatility and
deterioration in the credit and equity markets; changes in consumer spending, borrowing and savings
habits; availability of
capital from private and government sources; demographic changes; competition for loans and
deposits and failure to attract or retain loans and deposits; fluctuations in interest rates and a
decline in the level of our interest rate spread; risks of natural disasters related to our real
estate portfolio; risks associated with Small Business Administration loans; failure to attract or
retain key employees; changes in governmental regulation, including, but not limited to, any
increase in FDIC insurance premiums; ability to receive regulatory approval for Hanmi Bank to
declare dividends to the Company; adequacy of our allowance for loan losses, credit quality and the
effect of credit quality on our provision for credit losses and allowance for loan losses; changes
in the financial performance and/or condition of our borrowers and the ability of our borrowers to
perform under the terms of their loans and other terms of credit agreements; our ability to
successfully integrate acquisitions we may make; our ability to control expenses; and changes in
securities markets. In addition, we set forth certain risks in our reports filed with the U.S.
Securities and Exchange Commission (SEC), including attached as an Exhibit to a Current Report on
Form 8-K filed with the SEC on June 18, 2010, and current and periodic reports filed with the U.S.
Securities and Exchange Commission hereafter, which could cause actual results to differ from those
projected. We undertake no obligation to update such forward-looking statements except as required
by law.