EXHIBIT 99.1

HANMI FINANCIAL CORPORATION REPORTS
NET INCOME OF $14.8 MILLION FOR FIRST QUARTER OF 2006;

EARNINGS PER SHARE INCREASE 11% TO $0.30

     LOS ANGELES – April 25, 2006 – Hanmi Financial Corporation (NASDAQ:HAFC), the holding company for Hanmi Bank, reported that for the three months ended March 31, 2006, it earned net income of $14.8 million, an increase of 11.0 percent over net income of $13.3 million in the comparable period a year ago. Earnings per share were $0.30 (diluted), an increase of 11.1 percent compared to $0.27 (diluted) for the same period in 2005.

     “The first quarter saw continued growth in Hanmi’s total assets, to a record $3.5 billion compared to $3.4 billion at year-end 2005 and $3.1 billion a year ago,” said Sung Won Sohn, Ph.D., President and Chief Executive Officer. “I am particularly pleased with a sequential increase of $173 million, or 7 percent, in the loan portfolio, which at quarter-end stood at $2.64 billion. I am also pleased with the increase in net interest margin, to 4.85 percent from 4.68 percent in the prior quarter. That we have been able to grow the loan portfolio while expanding margins is a testament to the hard work of our loan officers and the merits of a compensation program that encourages the accumulation of demand deposits.”

     “In short, our business remains strong. Despite increased provisioning, our earnings were essentially unchanged, and overall our delinquent loans declined by 11 percent in the first quarter. In light of persistent competitive pressures in the pricing of loans and deposits and continued demand for fixed-rate loans, our challenge during the remainder of 2006 is to build our core deposits in order to support further growth in the loan portfolio,” concluded Dr. Sohn.

FIRST-QUARTER HIGHLIGHTS

•

Net interest income before provision for credit losses was $36.3 million in the first quarter of 2006, compared to $35.9 million for the fourth quarter of 2005 and $31.9 million for the same quarter in 2005. Net interest margin for the first quarter of 2006 was 4.85 percent, compared to 4.68 percent for the fourth quarter of 2005 and 4.72 percent for the same quarter in 2005, as the Company increased loan production and absorbed excess liquidity.

•

The provision for credit losses was $3.0 million in the first quarter of 2006, compared to $1.7 million for the fourth quarter of 2005 and $136,000 for the same quarter of 2005. Non-performing loans increased 7.0 percent from $10.1 million at December 31, 2005 to $10.8 million at March 31, 2006, while delinquent loans decreased 11.1 percent from $21.2 million at December 31, 2005 to $18.8 million at March 31, 2006. The allowance for loan losses was 1.00 percent of the gross loan portfolio at both December 31, 2005 and March 31, 2006. The increased provisioning reflects changes in the classification of certain credits as well as growth in the loan portfolio.

•

Salaries and employee benefits included $101,000 of stock-based compensation expense, as the Company adopted Statement of Financial Accounting Standards No. 123R, Share-Based Payment, as of January 1, 2006.

•

Return on average assets for the first quarter of 2006 was 1.75 percent, compared to 1.72 percent for the fourth quarter of 2005 and 1.74 percent for the same quarter in 2005.

•

Return on average shareholders’ equity for the first quarter of 2006 was 13.83 percent, compared to 13.94 percent for the fourth quarter of 2005 and 13.32 percent for the same quarter in 2005.

•

The loan portfolio increased by $173.0 million, or 7.0 percent, during the first quarter of 2006 to $2.64 billion at March 31, 2006 from $2.47 billion at December 31, 2005. The loan portfolio totaled $2.23 billion at March 31, 2005.

•

The efficiency ratio for the first quarter of 2006 was 39.10 percent compared to 41.93 percent for the fourth quarter of 2005 and 44.38 percent for the same quarter in 2005.

NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES

     Net interest income before provision for credit losses was $36.3 million for the first quarter of 2006, an increase $477,000, or 1.3 percent, compared to $35.9 million for the fourth quarter of 2005, and an increase of $4.5 million, or 14.1 percent, compared to $31.9 million for the same quarter in 2005.

     The yield on the loan portfolio increased 34 basis points sequentially to 8.38 percent for the first quarter of 2006, while the yield on investment securities increased 14 basis points to 4.36 percent as a result of decreased premium amortization and the purchase of higher yielding agency bonds. The yield on interest-earning assets increased 39 basis points to 7.75 percent, while the cost of funds increased 31 basis points to 3.97 percent as the Company continued to operate in a highly competitive environment.

     The year-over-year increase of $14.8 million in interest income was primarily due to an increase in the yield on average interest-earning assets, which increased from 6.40 percent to 7.75 percent, an increase of 135 basis points and provided an additional $9.1 million of interest income compared with the same quarter in 2005. The majority of this growth was funded by a $303.1 million, or 17.1 percent, increase in average interest-bearing deposits.

PROVISION FOR CREDIT LOSSES

     The provision for credit losses represents the charge against current earnings that is determined by management, through a disciplined credit review process, to be the amount needed to maintain an allowance that is sufficient to absorb probable loan losses inherent in the loan portfolio. The provision for credit losses was $3.0 million for the first quarter of 2006, compared with $1.7 million in the fourth quarter of 2005 and $136,000 in the same quarter last year. In the first quarter of 2006, net charge-offs were $1.2 million, compared to $1.1 million in the fourth quarter of 2005 and $81,000 in the same quarter in 2005. The increase in the provision for credit losses reflects updated classifications of certain non-performing assets as well as growth in the loan portfolio.

     As of March 31, 2006, non-performing loans as a percentage of the total loan portfolio were 0.38 percent, compared to 0.41 percent at December 31, 2005 and 0.31 percent at March 31, 2005. As of March 31, 2006, the allowance for loan losses was 259.5 percent of non-performing loans, compared to 246.4 percent at December 31, 2005 and 327.9 percent at March 31, 2005.

NON-INTEREST INCOME

     Non-interest income decreased by $58,000, or 0.7 percent, to $8.3 million in the first quarter of 2006, compared with $8.3 million in the fourth quarter of 2005, and increased by $897,000, or 12.2 percent, compared to $7.4 million in the same quarter in 2005. Trade finance and remittance fees decreased $144,000 compared to the fourth quarter of 2005, reflecting seasonal patterns. Gain on sales of loans was $839,000 in the first quarter of 2006, compared to $945,000 for the fourth quarter of 2005 and $308,000 for the same quarter in 2005.

NON-INTEREST EXPENSES

     Non-interest expenses decreased by $1.1 million, or 5.9 percent, to $17.4 million in the first quarter of 2006, compared with $18.5 million for the fourth quarter of 2005. Salaries and employee benefits decreased 8.1 percent to $9.2 million in the first quarter of 2006, compared with $10.0 million for the fourth quarter of 2005, due primarily to higher incentive compensation related to deposit promotions and certain non-recurring employee benefit accruals in the fourth quarter of 2005. Advertising and promotion expense decreased 30.5 percent to $646,000, compared with $930,000 for the fourth quarter of 2005, due primarily to deposit promotions in the fourth quarter of 2005.

     The efficiency ratio (non-interest expenses divided by the sum of net interest income before provision for credit losses and non-interest income) for the first quarter of 2006 was 39.10 percent, compared to 41.93 percent in the fourth quarter of 2005 and 44.38 percent for the same quarter in 2005.

INCOME TAXES

     Income taxes were $9.4 million at a 38.8 percent effective tax rate for the first quarter of 2006, compared to $9.1 million at a 38.0 percent effective tax rate for the fourth quarter of 2005 and $8.3 million at a 38.5 percent effective tax rate for the same quarter in 2005.

FINANCIAL POSITION

     Total assets were $3.52 billion at March 31, 2006, an increase of $101.1 million, or 3.0 percent, compared to the to the December 31, 2005 balance of $3.41 billion and an increase of $376.0 million, or 12.0 percent, over the March 31, 2005 balance of $3.14 billion.

     At March 31, 2006, net loans totaled $2.64 billion, an increase of $173.0 million, or 7.0 percent, from $2.47 billion at December 31, 2005. The increase in net loans was primarily attributable to increased loan production during the quarter. Real estate loans increased by $46.9 million to $1.02 billion at March 31, 2006, compared to $974.2 million at December 31, 2005. Commercial and industrial loans grew by $127.0 million to $1.56 billion at March 31, 2006, compared to $1.43 billion at December 31, 2005.

     The growth in total assets was funded by an increase in other borrowed funds of $85.2 million, up 183.9 percent to $131.5 million. Deposits decreased $7.2 million, or 0.3 percent, to $2.82 billion. The decreases in deposits included decreases in money market checking accounts of $30.8 million, down 5.9 percent to $495.4 million, savings accounts of $7.2 million, down 6.0 percent to $114.3 million, and other time deposits of $6.1 million, down 2.2 percent to $271.7 million, partially offset by increases in time deposits of $100,000 or more of $27.0 million, up 2.3 percent to $1.19 billion, and in non-interest-bearing accounts of $9.9 million, up 1.3 percent to $748.5 million.

     At March 31, 2006, other borrowed funds totaled $131.5 million, an increase of $85.2 million, or 183.9 percent, from $46.3 million at December 31, 2005. Other borrowed funds mostly take the form of advances from the Federal Home Loan Bank of San Francisco (“FHLB”) and overnight Federal funds. Advances from the FHLB were $93.4 million at March 31, 2006, compared to $43.5 million at December 31, 2005. Overnight Federal funds purchased were $38.0 million at March 31, 2006. There were no overnight Federal funds purchased at December 31, 2005.

ASSET QUALITY

     Total non-performing assets, including accruing loans due 90 days or more, non-accrual loans and other real estate owned (“OREO”) assets, increased by $705,000 to $10.8 million at March 31, 2006 from $10.1 million at December 31, 2005. Non-performing loans as a percentage of gross loans decreased to 0.38 percent at March 31, 2006 from 0.41 percent at December 31, 2005.

     At March 31, 2006 and December 31, 2005, accruing loans 90 days or more past due were $9,000. At March 31, 2006, non-accrual loans were $10.3 million, up $160,000 from $10.1 million at December 31, 2005. As of March 31, 2006, OREO assets were $545,000 comprising one single-family residential property. There were no OREO assets at December 31, 2005.

     At March 31, 2006, the allowance for loan losses was $26.7 million, and represented management’s best estimate of the amount needed to maintain an allowance that the Company believes should be sufficient to absorb probable loan losses inherent in its loan portfolio. In addition, the Company maintained a liability for off-balance sheet exposure totaling $2.1 million at March 31, 2006 and December 31, 2005. The allowance for loan losses represented 1.00 percent of gross loans and 259.5 percent of non-performing loans at March 31, 2006. The comparable ratios were 1.00 percent of gross loans and 246.4 percent of non-performing loans at December 31, 2005.

ABOUT HANMI FINANCIAL CORPORATION

     Headquartered in Los Angeles, Hanmi Bank, a wholly owned subsidiary of Hanmi Financial Corporation, provides services to the multi-ethnic communities of California, with 22 full-service offices in Los Angeles, Orange, San Francisco, Santa Clara and San Diego counties, and five loan production offices in California, Georgia, Illinois, Virginia and Washington. Hanmi Bank specializes in commercial, SBA, trade finance and consumer lending, and is a recognized community leader. Hanmi Bank’s mission is to provide a full range of quality products and premier services to its customers and to maximize shareholder value. Additional information is available at www.hanmifinancial.com.

FORWARD-LOOKING STATEMENTS

     This release contains forward-looking statements, which are included in accordance with the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. In some cases, you can identify forward-looking statements by terminology such as “may,” “will,” “should,” “could,” “expects,” “plans,” “intends,” “anticipates,” “believes,” “estimates,” “predicts,” “potential,” or “continue,” or the negative of such terms and other comparable terminology. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance or achievements. These statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance or achievements to differ from those expressed or implied by the forward-looking statement. These factors include the following: general economic and business conditions in those areas in which we operate; demographic changes; competition for loans and deposits; fluctuations in interest rates; risks of natural disasters related to our real estate portfolio; risks associated with SBA loans; changes in governmental regulation; credit quality; the availability of capital to fund the expansion of our business; and changes in securities markets. In addition, we set forth certain risks in our reports filed with the Securities and Exchange Commission, including our Annual Report on Form 10-K for the fiscal year ended December 31, 2005, which could cause actual results to differ from those projected.

CONTACT

Hanmi Financial Corporation

Michael J. Winiarski
Chief Financial Officer
(213) 368-3200

Stephanie Yoon
Investor Relations
(213) 427-5631

HANMI FINANCIAL CORPORATION AND SUBSIDIARY
CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED)
(Dollars in Thousands)

		March 31,				December 31,				%				March 31,				%
		2006				2005				Change				2005				Change
ASSETS
Cash and Cash Equivalents		$	97,780			$	163,477				(40.2	)%		$	158,841				(38.4	)%
FRB and FHLB Stock			24,730				24,587				0.6	%			21,961				12.6	%
Investment Securities			430,884				443,912				(2.9	)%			423,889				1.7	%
Loans:
Loans, Net of Deferred Loan Fees			2,668,785				2,494,043				7.0	%			2,252,659				18.5	%
Allowance for Loan Losses			(26,703	)			(24,963	)			7.0	%			(22,621	)			18.0	%
Net Loans			2,642,082				2,469,080				7.0	%			2,230,038				18.5	%
Customers’ Liability on Acceptances			14,010				8,432				66.2	%			4,776				193.3	%
Premises and Equipment, Net			20,565				20,784				(1.1	)%			20,728				(0.8	)%
Accrued Interest Receivable			14,398				14,120				2.0	%			11,432				25.9	%
Other Real Estate Owned			545				—				—				—				—
Deferred Income Taxes			9,344				9,651				(3.2	)%			7,273				28.5	%
Servicing Asset			4,035				3,910				3.2	%			3,694				9.2	%
Goodwill			209,058				209,058				—				209,702				(0.3	)%
Core Deposit Intangible			8,066				8,691				(7.2	)%			10,744				(24.9	)%
Bank-Owned Life Insurance			22,932				22,713				1.0	%			22,073				3.9	%
Other Assets			16,555				15,837				4.5	%			14,208				16.5	%
Total Assets		$	3,514,984			$	3,414,252				3.0	%		$	3,139,359				12.0	%
LIABILITIES AND SHAREHOLDERS’ EQUITY
Liabilities:
Deposits:
Noninterest-Bearing		$	748,530			$	738,618				1.3	%		$	769,852				(2.8	)%
Interest-Bearing			2,070,336				2,087,496				(0.8	)%			1,775,046				16.6	%
Total Deposits			2,818,866				2,826,114				(0.3	)%			2,544,898				10.8	%
Accrued Interest Payable			12,734				11,911				6.9	%			6,638				91.8	%
Acceptances Outstanding			14,010				8,432				66.2	%			4,776				193.3	%
Other Borrowed Funds			131,533				46,331				183.9	%			67,111				96.0	%
Junior Subordinated Debentures			82,406				82,406				—				82,406				—
Other Liabilities			16,231				12,281				32.2	%			25,080				(35.3	)%
Total Liabilities			3,075,780				2,987,475				3.0	%			2,730,909				12.6	%
Shareholders’ Equity			439,204				426,777				2.9	%			408,450				7.5	%
Total Liabilities and Shareholders’ Equity		$	3,514,984			$	3,414,252				3.0	%		$	3,139,359				12.0	%

HANMI FINANCIAL CORPORATION AND SUBSIDIARY
CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)
(Dollars in Thousands, Except Per Share Data)

		For the Three Months Ended
		Mar. 31,				Dec. 31,				%				Mar. 31,				%
		2006				2005				Change				2005				Change
INTEREST INCOME:
Interest and Fees on Loans		$	52,637			$	50,581				4.1	%		$	38,226				37.7	%
Interest on Investments			5,099				4,848				5.2	%			4,648				9.7	%
Interest on Federal Funds Sold			289				910				(68.2	)%			335				(13.7	)%
Total Interest Income			58,025				56,339				3.0	%			43,209				34.3	%
INTEREST EXPENSE:
Interest on Deposits			19,591				18,381				6.6	%			9,811				99.7	%
Interest on Borrowings			2,089				2,090				—				1,536				36.0	%
Total Interest Expense			21,680				20,471				5.9	%			11,347				91.1	%
NET INTEREST INCOME BEFORE PROVISION
FOR CREDIT LOSSES			36,345				35,868				1.3	%			31,862				14.1	%
											—								—
Provision for Credit Losses			2,960				1,652				79.2	%			136				2,076.5	%
NET INTEREST INCOME AFTER PROVISION
FOR CREDIT LOSSES			33,385				34,216				(2.4	)%			31,726				5.2	%
NON-INTEREST INCOME:
Service Charges on Deposit Accounts			4,231				4,125				2.6	%			3,730				13.4	%
Trade Finance Fees			1,071				1,126				(4.9	)%			945				13.3	%
Remittance Fees			488				577				(15.4	)%			468				4.3	%
Other Service Charges and Fees			534				548				(2.6	)%			579				(7.8	)%
Bank-Owned Life Insurance Income			218				215				1.4	%			205				6.3	%
Increase in Fair Value of Derivatives			225				140				60.7	%			419				(46.3	)%
Other Income			643				636				1.1	%			621				3.5	%
Gain on Sales of Loans			839				945				(11.2	)%			308				172.4	%
Gain on Sales of Securities Available for Sale			5				—				—				82				(93.9	)%
Total Non-Interest Income			8,254				8,312				(0.7	)%			7,357				12.2	%
NON-INTEREST EXPENSES:
Salaries and Employee Benefits			9,161				9,972				(8.1	)%			9,167				(0.1	)%
Occupancy and Equipment			2,318				2,397				(3.3	)%			2,231				3.9	%
Data Processing			1,215				1,181				2.9	%			1,165				4.3	%
Professional Fees			668				769				(13.1	)%			479				39.5	%
Advertising and Promotion			646				930				(30.5	)%			694				(6.9	)%
Supplies and Communications			636				689				(7.7	)%			579				9.8	%
Amortization of Core Deposit Intangible			625				645				(3.1	)%			732				(14.6	)%
Decrease in Fair Value of Embedded Option			102				—				—				573				(82.2	)%
Other Operating Expenses			2,068				1,942				6.5	%			1,785				15.9	%
Total Non-Interest Expenses			17,439				18,525				(5.9	)%			17,405				0.2	%
INCOME BEFORE INCOME TAXES			24,200				24,003				0.8	%			21,678				11.6	%
Income Taxes			9,398				9,113				3.1	%			8,346				12.6	%
NET INCOME		$	14,802			$	14,890				(0.6	)%		$	13,332				11.0	%
EARNINGS PER SHARE:
Basic		$	0.30			$	0.31				(3.2	)%		$	0.27				11.1	%
Diluted		$	0.30			$	0.30				—			$	0.27				11.1	%
WEIGHTED-AVERAGE SHARES OUTSTANDING:
Basic			48,714,435				48,548,081				0.3	%			49,460,375				(1.5	)%
Diluted			49,318,397				49,318,671				—				50,247,408				(1.8	)%
SHARES OUTSTANDING AT PERIOD-END			48,856,216				48,658,798				0.4	%			49,621,677				(1.5	)%

HANMI FINANCIAL CORPORATION AND SUBSIDIARY
SELECTED FINANCIAL DATA (UNAUDITED)
(Dollars in Thousands)

		For the Three Months Ended
		Mar. 31,				Dec. 31,				%				Mar. 31,				%
		2006				2005				Change				2005				Change
AVERAGE BALANCES:
Average Gross Loans, Net of Deferred Loan Fees		$	2,547,421			$	2,495,309				2.1	%		$	2,239,174				13.8	%
Average Interest-Earning Assets			3,036,300				3,038,836				(0.1	)%			2,736,771				10.9	%
Average Total Assets			3,423,419				3,429,114				(0.2	)%			3,103,486				10.3	%
Average Deposits			2,810,313				2,818,099				(0.3	)%			2,519,229				11.6	%
Average Interest-Bearing Liabilities			2,215,781				2,218,902				(0.1	)%			1,926,399				15.0	%
Average Shareholders’ Equity			434,220				423,702				2.5	%			406,067				6.9	%
Average Tangible Shareholders’ Equity			216,723				204,896				5.8	%			188,570				14.9	%
PERFORMANCE RATIOS (Annualized):
Return on Average Assets			1.75	%			1.72	%							1.74	%
Return on Average Shareholders’ Equity			13.83	%			13.94	%							13.32	%
Return on Average Tangible Shareholders’ Equity			27.70	%			28.83	%							28.67	%
Efficiency Ratio			39.10	%			41.93	%							44.38	%
Net Interest Margin			4.85	%			4.68	%							4.72	%
ALLOWANCE FOR LOAN LOSSES:
Balance at the Beginning of Period		$	24,963			$	24,523				1.8	%		$	22,702				10.0	%
Provision Charged to Operating Expense			2,960				1,546				91.5	%			—				—
Charge-Offs, Net of Recoveries			(1,220	)			(1,106	)			10.3	%			(81	)			1,406.2	%
Balance at the End of Period		$	26,703			$	24,963				7.0	%		$	22,621				18.0	%
Allowance for Loan Losses to Total Gross Loans			1.00	%			1.00	%							1.00	%
Allowance for Loan Losses to Total Non-Performing Loans			259.5	%			246.4	%							327.9	%
ALLOWANCE FOR OFF-BALANCE SHEET ITEMS:
Balance at the Beginning of Period		$	2,130			$	2,024				5.2	%		$	1,800				18.3	%
Provision Charged to Operating Expense			—				106				(100.0	)%			136				(100.0	)%
Balance at the End of Period		$	2,130			$	2,130				—			$	1,936				10.0	%

HANMI FINANCIAL CORPORATION AND SUBSIDIARY
SELECTED FINANCIAL DATA (UNAUDITED) (Continued)
(Dollars in Thousands)

		Mar. 31,				Dec. 31,				%				Mar. 31,				%
		2006				2005				Change				2005				Change
NON-PERFORMING ASSETS:
Non-Accrual Loans		$	10,282			$	10,122				1.6	%		$	6,398				60.7	%
Loans 90 Days or More Past Due and Still Accruing			9				9				—				500				(98.2	)%
Total Non-Performing Loans			10,291				10,131				1.6	%			6,898				49.2	%
Real Estate Owned			545				—				—				—				—
Total Non-Performing Assets		$	10,836			$	10,131				7.0	%		$	6,898				57.1	%
Total Non-Performing Loans/Total Gross Loans			0.38	%			0.41	%							0.31	%
Total Non-Performing Assets/Total Assets			0.31	%			0.30	%							0.22	%
Total Non-Performing Assets/Allowance for Loan Losses			40.6	%			40.6	%							30.5	%
DELINQUENT LOANS		$	18,839			$	21,187				(11.1	)%		$	16,575				13.7	%
LOAN PORTFOLIO:
Real Estate Loans		$	1,021,026			$	974,172				4.8	%		$	924,517				10.4	%
Commercial and Industrial Loans			1,558,535				1,431,492				8.9	%			1,248,223				24.9	%
Consumer Loans			93,828				92,154				1.8	%			84,527				11.0	%
Total Gross Loans			2,673,389				2,497,818				7.0	%			2,257,267				18.4	%
Deferred Loan Fees			(4,604	)			(3,775	)			22.0	%			(4,608	)			(0.1	)%
Allowance for Loan Losses			(26,703	)			(24,963	)			7.0	%			(22,621	)			18.0	%
Loans Receivable, Net		$	2,642,082			$	2,469,080				7.0	%		$	2,230,038				18.5	%
LOAN MIX:
Real Estate Loans			38.19	%			39.00	%							40.96	%
Commercial and Industrial Loans			58.30	%			57.31	%							55.30	%
Consumer Loans			3.51	%			3.69	%							3.74	%
Total Gross Loans			100.00	%			100.00	%							100.00	%
DEPOSIT PORTFOLIO:
Demand — Non-Interest-Bearing		$	748,530			$	738,618				1.3	%		$	769,852				(2.8	)%
Money Market			495,365				526,171				(5.9	)%			566,525				(12.6	)%
Savings			114,336				121,574				(6.0	)%			146,566				(22.0	)%
Time Deposits of $100,000 or More			1,188,982				1,161,950				2.3	%			832,928				42.7	%
Other Time Deposits			271,653				277,801				(2.2	)%			229,027				18.6	%
Total Deposits		$	2,818,866			$	2,826,114				(0.3	)%		$	2,544,898				10.8	%
DEPOSIT MIX:
Demand — Non-Interest-Bearing			26.55	%			26.14	%							30.25	%
Money Market			17.57	%			18.62	%							22.26	%
Savings			4.06	%			4.30	%							5.76	%
Time Deposits of $100,000 or More			42.18	%			41.11	%							32.73	%
Other Time Deposits			9.64	%			9.83	%							9.00	%
Total Deposits			100.00	%			100.00	%							100.00	%