EXHIBIT 23.2

                          INDEPENDENT AUDITORS' CONSENT

We consent to the incorporation by reference in the Registration Statement of
Hanmi Financial Corporation on Form S-8 of our report dated February 16, 2001
appearing in this Annual Report on Form 10-K of Hanmi Financial Corporation for
the year ended December 31, 2002.

/s/Deloitte & Touche LLP
Los Angeles, California

March 24, 2003