Exhibit 23.2

                       CONSENT OF INDEPENDENT ACCOUNTANTS


We  hereby  consent  to the  incorporation  by  reference  in this  Registration
Statement on Form S-4 of Hanmi Financial Corporation of our report dated January
20, 2003 relating to the financial  statements of Pacific Union Bank for
the year ended December 31, 2002, which appears in Hanmi Financial Corporation's
current  report on Form 8-K dated  January  30,  2004.  We also  consent  to the
references to us under the headings  "Experts" and "Selected  Financial Data" in
such Registration Statement.


PricewaterhouseCoopers LLP



Los Angeles, California
February 6, 2004