Exhibit 99.2

                                     PROXY

                               PACIFIC UNION BANK
                  SPECIAL MEETING OF SHAREHOLDERS -, 2004

      The undersigned shareholder(s) of Pacific Union Bank ("PUB") hereby
nominates, constitutes and appoints _________and __________, and each of them,
the attorney, agent and proxy of the undersigned, with full power of
substitution, to vote all of the shares of stock of PUB which the undersigned is
entitled to vote at the Special Meeting of Shareholders of PUB to be held at -
on -, 2004, at -, and at any adjournment or adjournments thereof, as fully and
with the same force and effect as the undersigned might or could do if
personally present thereat, as follows:

1.    APPROVAL OF MERGER. Approval of the principal terms of the Agreement and
      Plan of Merger, dated December 22, 2003, by and among Hanmi Financial
      Corporation, Hanmi Bank, and PUB, and the merger of PUB with and into
      Hanmi Bank.

            [ ] FOR           [ ] AGAINST           [ ] ABSTAIN

2.    To transact such other business as may properly come before the Meeting
      and at any adjournment or adjournments thereof. Management at present
      knows of no other business to be presented by or on behalf of PUB or its
      Board of Directors at the Meeting.

       THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS AND MAY
                        BE REVOKED PRIOR TO ITS EXERCISE.

                      PLEASE SIGN AND DATE ON REVERSE SIDE.

                                SEE REVERSE SIDE
                             DETACH PROXY CARD HERE

                                                         PLEASE MARK VOTES   [X]
                                                         AS IN THIS EXAMPLE

THE BOARD OF DIRECTORS RECOMMENDS A VOTE OF "FOR" PROPOSAL 1. THE PROXY SHALL BE
VOTED IN ACCORDANCE WITH THE INSTRUCTIONS GIVEN. IF NO INSTRUCTIONS ARE GIVEN,
THE PROXY CONFERS AUTHORITY TO AND SHALL BE VOTED "FOR" PROPOSAL 1.

IF ANY OTHER BUSINESS IS PRESENTED AT THE MEETING, THIS PROXY SHALL BE VOTED IN
         ACCORDANCE WITH THE RECOMMENDATIONS OF THE BOARD OF DIRECTORS.

                                               PLEASE SIGN AND DATE BELOW.


                                        ----------------------------------------
                                        (Number of Shares)


                                        ----------------------------------------
                                        (Please Print Name)


                                        ----------------------------------------
                                        (Please Print Name)

                                        Dated:
                                        ----------------------------------------


                                        ----------------------------------------
                                        (Signature of Shareholder)


                                        ----------------------------------------
                                        (Signature of Shareholder)

                                        (Please date this Proxy and sign your
                                        name as it appears on your stock
                                        certificates. Executors, administrators,
                                        trustees, etc., should give their full
                                        duties. All joint owners should sign.)

                                        I (We) do _____do not ____expect to
                                        attend the Meeting

                                        Number of Persons:
                                                           ---------------



                               PLEASE DETACH HERE
                 YOU MUST DETACH THIS PORTION OF THE PROXY CARD
                  BEFORE RETURNING IT IN THE ENCLOSED ENVELOPE