Exhibit 99.1



     Hanmi Financial Corp. Issues $20 Million in Trust Preferred Securities


LOS ANGELES, April 28, 2004 -- Hanmi Financial Corporation (Nasdaq: HAFC), the
holding company for Hanmi Bank, today announced that it has received net
proceeds of approximately $20 million through its participation in a trust
preferred securities offering as part of a pooled offering with several other
financial institutions. Hanmi issued the trust preferred securities to
supplement capital and to allow the Bank to benefit from market opportunities.

Under the terms of the trust preferred transaction, the securities will mature
in 30 years and are redeemable, in whole or in part, without penalty, at the
option of Hanmi Financial Corporation after five years. The securities have a
floating rate, which will be reset quarterly, equal to the three-month LIBOR
rate plus 2.63 percent.


ABOUT HANMI FINANCIAL CORPORATION:

Headquartered in Los Angeles, Hanmi Bank, a wholly owned subsidiary of Hanmi
Financial Corporation, provides services to the multi-ethnic communities of
California, with 15 full-service offices in Los Angeles, Orange, Santa Clara and
San Diego counties. Hanmi Bank specializes in commercial, SBA, trade finance and
consumer lending, and is a recognized community leader. Hanmi Bank's mission is
to provide a full range of quality products and premier services to its
customers and to maximize shareholder value.

Forward-Looking Statements:

This release may contain forward-looking statements, which are included in
accordance with the "safe harbor" provisions of the Private Securities
Litigation Reform Act of 1995. In some cases, you can identify forward-looking
statements by terminology such as "may," "will," "should," "could," "expects,"
"plans," "intends," "anticipates," "believes," "estimates," "predicts,"
"potential," or "continue," or the negative of such terms and other comparable
terminology. Although we believe that the expectations reflected in the
forward-looking statements are reasonable, we cannot guarantee future results,
levels of activity, performance or achievements. These statements involve known
and unknown risks, uncertainties and other factors that may cause our actual
results, levels of activity, performance or achievements to differ from those
expressed or implied by the forward-looking statement. These factors include the
following: general economic and business conditions in those areas in which the
Company operates; demographic changes; competition for loans and deposits;
fluctuation in interest rates; risks of natural disasters related to the
Company's real estate portfolio; risks associated with SBA loans; changes in
governmental regulation; credit quality; the availability of capital to fund the
expansion of the Company's business; and changes in securities markets. In
addition, Hanmi sets forth certain risks in its reports filed with the
Securities and Exchange Commission, including the Company's Form 10-Q for the
quarter ended September 30,

                                                                    Exhibit 99.1



2003 and its Annual Report on Form 10-K for the fiscal year ended December 31,
2003, which could cause actual results to differ from those projected.

Contact:
Stephanie Yoon
Investor Relations
213-427-5631