| Capital Ratios of Hanmi Financial and Bank |
The capital ratios of Hanmi Financial and the Bank as of
September 30, 2014 and December 31, 2013 were as
follows:
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Actual |
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Minimum
Regulatory
Requirement |
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Minimum to Be
Categorized as
“Well Capitalized” |
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Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
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(In
thousands) |
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September 30, 2014
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Total capital (to risk-weighted assets):
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Hanmi Financial
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$ |
482,481 |
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16.33 |
% |
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$ |
236,338 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
482,802 |
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16.28 |
% |
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$ |
237,193 |
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8.00 |
% |
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$ |
296,492 |
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|
10.00 |
% |
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Tier 1 capital (to risk-weighted assets):
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Hanmi Financial
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$ |
445,357 |
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15.08 |
% |
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$ |
118,169 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
444,771 |
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15.00 |
% |
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$ |
118,597 |
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4.00 |
% |
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$ |
177,895 |
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|
6.00 |
% |
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Tier 1 capital (to average assets):
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Hanmi Financial
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$ |
445,357 |
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12.80 |
% |
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$ |
139,169 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
444,771 |
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12.81 |
% |
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$ |
138,926 |
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4.00 |
% |
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$ |
173,658 |
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5.00 |
% |
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December 31, 2013
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Total capital (to risk-weighted assets):
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Hanmi Financial
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$ |
426,614 |
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17.48 |
% |
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$ |
195,210 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
409,095 |
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16.79 |
% |
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$ |
194,880 |
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8.00 |
% |
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$ |
243,600 |
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|
10.00 |
% |
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Tier 1 capital (to risk-weighted assets):
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Hanmi Financial
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$ |
395,763 |
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16.26 |
% |
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$ |
97,605 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
378,295 |
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15.53 |
% |
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$ |
97,440 |
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4.00 |
% |
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$ |
146,160 |
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|
6.00 |
% |
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Tier 1 capital (to average assets):
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Hanmi Financial
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$ |
395,763 |
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13.62 |
% |
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$ |
116,249 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
378,295 |
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13.05 |
% |
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$ |
115,984 |
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4.00 |
% |
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$ |
144,980 |
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|
5.00 |
% |
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