| Capital Ratios of Hanmi Financial and Bank |
The capital ratios of Hanmi Financial and the Bank as of March 31, 2018 and December 31, 2017 were as follows:
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Actual |
|
Minimum
Regulatory
Requirement
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|
Minimum to Be
Categorized as
“Well Capitalized”
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|
Amount |
|
Ratio |
|
Amount |
|
Ratio |
|
Amount |
|
Ratio |
|
(dollars in thousands) |
March 31, 2018 |
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Total capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
695,483 |
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|
15.43 |
% |
|
$ |
360,582 |
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|
8.00 |
% |
|
N/A |
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|
N/A |
|
Hanmi Bank |
$ |
681,539 |
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|
15.13 |
% |
|
$ |
360,395 |
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|
8.00 |
% |
|
$ |
450,494 |
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|
10.00 |
% |
Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
564,376 |
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|
12.52 |
% |
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$ |
270,436 |
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|
6.00 |
% |
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N/A |
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N/A |
|
Hanmi Bank |
$ |
648,439 |
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|
14.39 |
% |
|
$ |
270,296 |
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|
6.00 |
% |
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$ |
360,395 |
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|
8.00 |
% |
Common equity Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
544,983 |
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|
12.09 |
% |
|
$ |
202,827 |
|
|
4.50 |
% |
|
N/A |
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N/A |
|
Hanmi Bank |
$ |
648,439 |
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|
14.39 |
% |
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$ |
202,722 |
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|
4.50 |
% |
|
$ |
292,821 |
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|
6.50 |
% |
Tier 1 capital (to average assets): |
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Hanmi Financial |
$ |
564,376 |
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|
10.88 |
% |
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$ |
207,452 |
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|
4.00 |
% |
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N/A |
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N/A |
|
Hanmi Bank |
$ |
648,439 |
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|
12.51 |
% |
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$ |
207,361 |
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|
4.00 |
% |
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$ |
259,201 |
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|
5.00 |
% |
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December 31, 2017 |
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Total capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
684,272 |
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15.50 |
% |
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$ |
353,171 |
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|
8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
670,896 |
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15.20 |
% |
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$ |
353,091 |
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|
8.00 |
% |
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$ |
441,364 |
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|
10.00 |
% |
Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
553,970 |
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|
12.55 |
% |
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$ |
264,878 |
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|
6.00 |
% |
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N/A |
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N/A |
|
Hanmi Bank |
$ |
638,557 |
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|
14.47 |
% |
|
$ |
264,818 |
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|
6.00 |
% |
|
$ |
353,091 |
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|
8.00 |
% |
Common equity Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
537,950 |
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|
12.19 |
% |
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$ |
198,658 |
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4.50 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
638,557 |
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14.47 |
% |
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$ |
198,614 |
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|
4.50 |
% |
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$ |
286,886 |
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|
6.50 |
% |
Tier 1 capital (to average assets): |
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Hanmi Financial |
$ |
553,970 |
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10.79 |
% |
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$ |
205,344 |
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|
4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
638,557 |
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|
12.44 |
% |
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$ |
205,385 |
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|
4.00 |
% |
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$ |
256,731 |
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|
5.00 |
% |
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