| Capital Ratios of Hanmi Financial and Bank |
The capital ratios of Hanmi Financial and the Bank as of
March 31, 2014 and December 31, 2013 were as follows:
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Minimum |
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Minimum to
Be |
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Regulatory
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Categorized
as |
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Actual |
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Requirement |
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“Well Capitalized”
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Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
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(In
thousands) |
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March 31, 2014
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Total capital (to risk-weighted assets):
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Hanmi Financial
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$ |
443,042 |
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17.96 |
% |
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$ |
197,307 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
424,152 |
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17.23 |
% |
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$ |
196,975 |
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8.00 |
% |
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$ |
246,219 |
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10.00 |
% |
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Tier 1 capital (to risk-weighted assets):
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Hanmi Financial
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$ |
411,876 |
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16.70 |
% |
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$ |
98,653 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
393,037 |
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15.96 |
% |
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$ |
98,488 |
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4.00 |
% |
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$ |
147,731 |
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6.00 |
% |
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Tier 1 capital (to average assets):
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Hanmi Financial
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$ |
411,876 |
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13.77 |
% |
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$ |
119,606 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
393,037 |
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13.18 |
% |
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$ |
119,289 |
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4.00 |
% |
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$ |
149,111 |
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5.00 |
% |
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December 31, 2013
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Total capital (to risk-weighted assets):
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Hanmi Financial
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$ |
427,910 |
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17.53 |
% |
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$ |
195,304 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
410,505 |
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16.84 |
% |
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$ |
194,974 |
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8.00 |
% |
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$ |
243,717 |
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|
10.00 |
% |
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Tier 1 capital (to risk-weighted assets):
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Hanmi Financial
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$ |
397,044 |
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16.26 |
% |
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$ |
97,652 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
379,691 |
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15.58 |
% |
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$ |
97,487 |
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4.00 |
% |
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$ |
146,230 |
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6.00 |
% |
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Tier 1 capital (to average assets):
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Hanmi Financial
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$ |
397,044 |
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13.66 |
% |
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$ |
116,303 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
379,691 |
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13.09 |
% |
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$ |
116,043 |
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4.00 |
% |
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$ |
145,054 |
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|
5.00 |
% |
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