Annual report pursuant to Section 13 and 15(d)

Regulatory Matters (Tables)

v3.19.3.a.u2
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2019
Banking And Thrift [Abstract]  
Capital Ratios of Hanmi Financial and Bank

The capital ratios of Hanmi Financial and the Bank as of December 31, 2019 and 2018 were as follows:

 

 

 

 

 

 

 

 

 

 

 

Minimum

 

 

Minimum to Be

 

 

 

 

 

 

 

 

 

 

 

Regulatory

 

 

Categorized as

 

 

 

Actual

 

 

Requirement

 

 

“Well Capitalized”

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

 

(in thousands)

 

December 31, 2019

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Hanmi Financial

 

$

714,288

 

 

 

15.11

%

 

$

378,059

 

 

 

8.00

%

 

N/A

 

 

N/A

 

Hanmi Bank

 

$

691,024

 

 

 

14.64

%

 

$

377,516

 

 

 

8.00

%

 

$

471,895

 

 

 

10.00

%

Tier 1 capital (to risk-weighted assets):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Hanmi Financial

 

$

556,820

 

 

 

11.78

%

 

$

283,544

 

 

 

6.00

%

 

N/A

 

 

N/A

 

Hanmi Bank

 

$

631,978

 

 

 

13.39

%

 

$

283,137

 

 

 

6.00

%

 

$

377,516

 

 

 

8.00

%

Common equity Tier 1 capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Hanmi Financial

 

$

536,781

 

 

 

11.36

%

 

$

212,658

 

 

 

4.50

%

 

N/A

 

 

N/A

 

Hanmi Bank

 

$

631,978

 

 

 

13.39

%

 

$

212,353

 

 

 

4.50

%

 

$

306,732

 

 

 

6.50

%

Tier 1 capital (to average assets):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Hanmi Financial

 

$

556,820

 

 

 

10.15

%

 

$

219,367

 

 

 

4.00

%

 

N/A

 

 

N/A

 

Hanmi Bank

 

$

631,978

 

 

 

11.56

%

 

$

218,748

 

 

 

4.00

%

 

$

273,435

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2018

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Hanmi Financial

 

$

682,398

 

 

 

14.54

%

 

$

375,449

 

 

 

8.00

%

 

N/A

 

 

N/A

 

Hanmi Bank

 

$

664,195

 

 

 

14.19

%

 

$

374,538

 

 

 

8.00

%

 

$

468,173

 

 

 

10.00

%

Tier 1 capital (to risk-weighted assets):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Hanmi Financial

 

$

550,839

 

 

 

11.74

%

 

$

281,587

 

 

 

6.00

%

 

N/A

 

 

N/A

 

Hanmi Bank

 

$

630,782

 

 

 

13.47

%

 

$

280,904

 

 

 

6.00

%

 

$

374,538

 

 

 

8.00

%

Common equity Tier 1 capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Hanmi Financial

 

$

531,177

 

 

 

11.32

%

 

$

211,190

 

 

 

4.50

%

 

N/A

 

 

N/A

 

Hanmi Bank

 

$

630,782

 

 

 

13.47

%

 

$

210,678

 

 

 

4.50

%

 

$

304,312

 

 

 

6.50

%

Tier 1 capital (to average assets):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Hanmi Financial

 

$

550,839

 

 

 

10.18

%

 

$

216,526

 

 

 

4.00

%

 

N/A

 

 

N/A

 

Hanmi Bank

 

$

630,782

 

 

 

11.67

%

 

$

216,265

 

 

 

4.00

%

 

$

270,331

 

 

 

5.00

%