Loans and Leases (Tables)
|
3 Months Ended |
Mar. 31, 2017 |
|---|
| Loans Receivable |
Loans and leases receivable consisted of the following as of the dates indicated:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
March 31, 2017 |
|
December 31, 2016 |
|
Non-PCI Loans and Leases |
|
PCI Loans |
|
Total |
|
Non-PCI Loans and Leases |
|
PCI Loans |
|
Total |
|
(in thousands) |
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
|
|
Retail |
$ |
908,432 |
|
|
$ |
1,554 |
|
|
$ |
909,986 |
|
|
$ |
857,629 |
|
|
$ |
2,324 |
|
|
$ |
859,953 |
|
Hospitality |
650,518 |
|
|
1,596 |
|
|
652,114 |
|
|
649,540 |
|
|
1,618 |
|
|
651,158 |
|
Gas station |
253,437 |
|
|
2,623 |
|
|
256,060 |
|
|
260,187 |
|
|
2,692 |
|
|
262,879 |
|
Other (1)
|
1,113,851 |
|
|
2,047 |
|
|
1,115,898 |
|
|
1,107,589 |
|
|
2,067 |
|
|
1,109,656 |
|
Construction |
56,072 |
|
|
— |
|
|
56,072 |
|
|
55,962 |
|
|
— |
|
|
55,962 |
|
Residential property |
357,775 |
|
|
970 |
|
|
358,745 |
|
|
337,791 |
|
|
976 |
|
|
338,767 |
|
Total real estate loans |
3,340,085 |
|
|
8,790 |
|
|
3,348,875 |
|
|
3,268,698 |
|
|
9,677 |
|
|
3,278,375 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
|
|
Commercial term |
135,476 |
|
|
120 |
|
|
135,596 |
|
|
138,032 |
|
|
136 |
|
|
138,168 |
|
Commercial lines of credit |
144,279 |
|
|
— |
|
|
144,279 |
|
|
136,231 |
|
|
— |
|
|
136,231 |
|
International loans |
37,807 |
|
|
— |
|
|
37,807 |
|
|
25,821 |
|
|
— |
|
|
25,821 |
|
Total commercial and industrial loans |
317,562 |
|
|
120 |
|
|
317,682 |
|
|
300,084 |
|
|
136 |
|
|
300,220 |
|
Leases receivable |
259,591 |
|
|
— |
|
|
259,591 |
|
|
243,294 |
|
|
— |
|
|
243,294 |
|
Consumer loans (2)
|
17,753 |
|
|
50 |
|
|
17,803 |
|
|
22,830 |
|
|
50 |
|
|
22,880 |
|
Loans and leases receivable |
3,934,991 |
|
|
8,960 |
|
|
3,943,951 |
|
|
3,834,906 |
|
|
9,863 |
|
|
3,844,769 |
|
Allowance for loan and lease losses |
(32,261 |
) |
|
(891 |
) |
|
(33,152 |
) |
|
(31,458 |
) |
|
(971 |
) |
|
(32,429 |
) |
Loans and leases receivable, net |
$ |
3,902,730 |
|
|
$ |
8,069 |
|
|
$ |
3,910,799 |
|
|
$ |
3,803,448 |
|
|
$ |
8,892 |
|
|
$ |
3,812,340 |
|
|
|
(1) |
The remaining other real estate categories represent less than one percent of total loans and leases, which, among other property types, include mixed-use, apartment, office, industrial, faith-based facilities and warehouse. |
|
|
(2) |
Consumer loans include home equity lines of credit of $16.1 million and $17.7 million as of March 31, 2017 and December 31, 2016, respectively.
|
|
| Loans Receivable to Loans Held for Sale |
The following is the activity for SBA loans held for sale for the three months ended March 31, 2017 and 2016:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SBA Loans Held for Sale |
|
Real Estate |
|
Commercial and Industrial |
|
Total |
|
(in thousands) |
March 31, 2017 |
|
|
|
|
|
Balance at beginning of period |
$ |
7,410 |
|
|
$ |
1,906 |
|
|
$ |
9,316 |
|
Originations |
12,633 |
|
|
6,559 |
|
|
19,192 |
|
Sales |
(12,254 |
) |
|
(7,389 |
) |
|
(19,643 |
) |
Principal payoffs and amortization |
— |
|
|
(16 |
) |
|
(16 |
) |
Balance at end of period |
$ |
7,789 |
|
|
$ |
1,060 |
|
|
$ |
8,849 |
|
|
|
|
|
|
|
March 31, 2016 |
|
|
|
|
|
Balance at beginning of period |
$ |
840 |
|
|
$ |
2,034 |
|
|
$ |
2,874 |
|
Originations |
6,473 |
|
|
5,679 |
|
|
12,152 |
|
Sales |
(5,488 |
) |
|
(6,935 |
) |
|
(12,423 |
) |
Principal payoffs and amortization |
(1 |
) |
|
(19 |
) |
|
(20 |
) |
Balance at end of period |
$ |
1,824 |
|
|
$ |
759 |
|
|
$ |
2,583 |
|
|
| Allowance for Non-PCI Losses and Allowance for Off-Balance Sheet Items |
Activity in the allowance for loan and lease losses was as follows for the periods indicated:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
As of and for the Three Months Ended |
|
March 31, 2017 |
|
March 31, 2016 |
|
Non-PCI Loans and Leases |
|
PCI Loans |
|
Total |
|
Non-PCI Loans and Leases |
|
PCI Loans |
|
Total |
|
(in thousands) |
Allowance for loan and lease losses: |
|
|
|
|
|
|
|
|
|
|
|
Balance at beginning of period |
$ |
31,458 |
|
|
$ |
971 |
|
|
$ |
32,429 |
|
|
$ |
37,494 |
|
|
$ |
5,441 |
|
|
$ |
42,935 |
|
Charge-offs |
(186 |
) |
|
— |
|
|
(186 |
) |
|
(637 |
) |
|
— |
|
|
(637 |
) |
Recoveries on loans and leases previously charged off |
989 |
|
|
— |
|
|
989 |
|
|
253 |
|
|
— |
|
|
253 |
|
Net loan and lease (charge-offs) recoveries |
803 |
|
|
— |
|
|
803 |
|
|
(384 |
) |
|
— |
|
|
(384 |
) |
Loan and lease loss provision (income) |
— |
|
|
(80 |
) |
|
(80 |
) |
|
(1,729 |
) |
|
204 |
|
|
(1,525 |
) |
Balance at end of period |
$ |
32,261 |
|
|
$ |
891 |
|
|
$ |
33,152 |
|
|
$ |
35,381 |
|
|
$ |
5,645 |
|
|
$ |
41,026 |
|
Activity in the allowance for loan off-balance sheet items was as follows for the periods indicated:
|
|
|
|
|
|
|
|
|
|
Three Months Ended
March 31, |
|
2017 |
|
2016 |
|
(in thousands) |
Balance at beginning of period |
$ |
1,184 |
|
|
$ |
986 |
|
Provision |
— |
|
|
234 |
|
Balance at end of period |
$ |
1,184 |
|
|
$ |
1,220 |
|
|
| Allowance for Loan Losses by Portfolio Segment |
The following tables details the information on the allowance for loan and lease losses by portfolio segment as of and for the three months ended March 31, 2017 and 2016:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Real Estate |
|
Commercial
and Industrial
|
|
Leases
Receivable
|
|
Consumer |
|
Unallocated |
|
Total |
|
(In thousands) |
March 31, 2017 |
|
|
|
|
|
|
|
|
|
|
|
Allowance for loan and lease losses on non-PCI loans and leases: |
|
|
|
|
|
|
|
|
|
|
|
Beginning balance |
$ |
25,212 |
|
|
$ |
5,582 |
|
|
307 |
|
|
$ |
191 |
|
|
$ |
166 |
|
|
$ |
31,458 |
|
Charge-offs |
(104 |
) |
|
(40 |
) |
|
(42 |
) |
|
— |
|
|
— |
|
|
(186 |
) |
Recoveries on loans and leases previously charged off |
712 |
|
|
277 |
|
|
— |
|
|
— |
|
|
— |
|
|
989 |
|
Loan and lease loss provision (income) |
(1,060 |
) |
|
95 |
|
|
715 |
|
|
(69 |
) |
|
319 |
|
|
— |
|
Ending balance |
$ |
24,760 |
|
|
$ |
5,914 |
|
|
$ |
980 |
|
|
$ |
122 |
|
|
$ |
485 |
|
|
$ |
32,261 |
|
Ending balance: individually evaluated for impairment |
$ |
3,756 |
|
|
$ |
791 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
4,547 |
|
Ending balance: collectively evaluated for impairment |
$ |
21,004 |
|
|
$ |
5,123 |
|
|
$ |
980 |
|
|
$ |
122 |
|
|
$ |
485 |
|
|
$ |
27,714 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Non-PCI loans and leases receivable: |
|
|
|
|
|
|
|
|
|
|
|
Ending balance |
$ |
3,340,085 |
|
|
$ |
317,562 |
|
|
$ |
259,591 |
|
|
$ |
17,753 |
|
|
$ |
— |
|
|
$ |
3,934,991 |
|
Ending balance: individually evaluated for impairment |
$ |
20,795 |
|
|
$ |
3,828 |
|
|
$ |
— |
|
|
$ |
321 |
|
|
$ |
— |
|
|
$ |
24,944 |
|
Ending balance: collectively evaluated for impairment |
$ |
3,319,290 |
|
|
$ |
313,734 |
|
|
$ |
259,591 |
|
|
$ |
17,432 |
|
|
$ |
— |
|
|
$ |
3,910,047 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Allowance for loan losses on PCI loans: |
|
|
|
|
|
|
|
|
|
|
|
Beginning balance |
$ |
922 |
|
|
$ |
41 |
|
|
$ |
— |
|
|
$ |
8 |
|
|
$ |
— |
|
|
$ |
971 |
|
Charge-offs |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
Loan loss provision (income) |
(80 |
) |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
(80 |
) |
Ending balance |
$ |
842 |
|
|
$ |
41 |
|
|
$ |
— |
|
|
$ |
8 |
|
|
$ |
— |
|
|
$ |
891 |
|
|
|
|
|
|
|
|
|
|
|
|
|
PCI loans receivable: |
|
|
|
|
|
|
|
|
|
|
|
Ending balance: acquired with deteriorated credit quality |
$ |
8,790 |
|
|
$ |
120 |
|
|
$ |
— |
|
|
$ |
50 |
|
|
$ |
— |
|
|
$ |
8,960 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Real Estate |
|
Commercial
and Industrial
|
|
Leases
Receivable
|
|
Consumer |
|
Unallocated |
|
Total |
|
(In thousands) |
March 31, 2016 |
|
|
|
|
|
|
|
|
|
|
|
Allowance for loan and lease losses on non-PCI loans and leases: |
|
|
|
|
|
|
|
|
|
|
|
Beginning balance |
$ |
29,800 |
|
|
$ |
7,081 |
|
|
— |
|
|
$ |
242 |
|
|
$ |
371 |
|
|
$ |
37,494 |
|
Charge-offs |
(535 |
) |
|
(102 |
) |
|
— |
|
|
— |
|
|
— |
|
|
(637 |
) |
Recoveries on loans and leases previously charged off |
93 |
|
|
160 |
|
|
— |
|
|
— |
|
|
— |
|
|
253 |
|
Loan and lease loss provision (income) |
(1,080 |
) |
|
(850 |
) |
|
— |
|
|
13 |
|
|
188 |
|
|
(1,729 |
) |
Ending balance |
$ |
28,278 |
|
|
$ |
6,289 |
|
|
$ |
— |
|
|
$ |
255 |
|
|
$ |
559 |
|
|
$ |
35,381 |
|
Ending balance: individually evaluated for impairment |
$ |
3,334 |
|
|
$ |
759 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
4,093 |
|
Ending balance: collectively evaluated for impairment |
$ |
24,944 |
|
|
$ |
5,530 |
|
|
$ |
— |
|
|
$ |
255 |
|
|
$ |
559 |
|
|
$ |
31,288 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Non-PCI loans and leases receivable: |
|
|
|
|
|
|
|
|
|
|
|
Ending balance |
$ |
2,966,390 |
|
|
$ |
295,471 |
|
|
$ |
— |
|
|
$ |
24,783 |
|
|
$ |
— |
|
|
$ |
3,286,644 |
|
Ending balance: individually evaluated for impairment |
$ |
25,595 |
|
|
$ |
6,441 |
|
|
$ |
— |
|
|
$ |
700 |
|
|
$ |
— |
|
|
$ |
32,736 |
|
Ending balance: collectively evaluated for impairment |
$ |
2,940,795 |
|
|
$ |
289,030 |
|
|
$ |
— |
|
|
$ |
24,083 |
|
|
$ |
— |
|
|
$ |
3,253,908 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Allowance for loan losses on PCI loans: |
|
|
|
|
|
|
|
|
|
|
|
Beginning balance |
$ |
5,397 |
|
|
$ |
42 |
|
|
$ |
— |
|
|
$ |
2 |
|
|
$ |
— |
|
|
$ |
5,441 |
|
Loan loss provision (income) |
202 |
|
|
2 |
|
|
— |
|
|
— |
|
|
— |
|
|
204 |
|
Ending balance |
$ |
5,599 |
|
|
$ |
44 |
|
|
$ |
— |
|
|
$ |
2 |
|
|
$ |
— |
|
|
$ |
5,645 |
|
|
|
|
|
|
|
|
|
|
|
|
|
PCI loans receivable: |
|
|
|
|
|
|
|
|
|
|
|
Ending balance: acquired with deteriorated credit quality |
$ |
19,625 |
|
|
$ |
161 |
|
|
$ |
— |
|
|
$ |
49 |
|
|
$ |
— |
|
|
$ |
19,835 |
|
|
| Information on Impaired Loans, Disaggregated by Loan Class |
The following tables provide information on impaired loans and leases (excluding PCI loans), disaggregated by loan class, as of the dates indicated:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Recorded
Investment |
|
Unpaid
Principal
Balance |
|
With No
Related
Allowance
Recorded |
|
With an
Allowance
Recorded |
|
Related
Allowance |
|
(in thousands) |
March 31, 2017 |
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
Retail |
$ |
1,661 |
|
|
$ |
1,670 |
|
|
$ |
151 |
|
|
$ |
1,510 |
|
|
$ |
130 |
|
Hospitality |
6,175 |
|
|
6,803 |
|
|
2,453 |
|
|
3,722 |
|
|
3,010 |
|
Gas station |
4,918 |
|
|
5,048 |
|
|
4,918 |
|
|
— |
|
|
— |
|
Other |
5,276 |
|
|
5,833 |
|
|
3,971 |
|
|
1,305 |
|
|
616 |
|
Residential property |
2,765 |
|
|
2,825 |
|
|
2,765 |
|
|
— |
|
|
— |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
Commercial term |
3,828 |
|
|
3,901 |
|
|
1,052 |
|
|
2,776 |
|
|
791 |
|
Consumer loans |
321 |
|
|
368 |
|
|
321 |
|
|
— |
|
|
— |
|
Total Non-PCI loans and leases |
$ |
24,944 |
|
|
$ |
26,448 |
|
|
$ |
15,631 |
|
|
$ |
9,313 |
|
|
$ |
4,547 |
|
|
|
|
|
|
|
|
|
|
|
December 31, 2016 |
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
Retail |
$ |
1,678 |
|
|
$ |
1,684 |
|
|
$ |
151 |
|
|
$ |
1,527 |
|
|
$ |
120 |
|
Hospitality |
6,227 |
|
|
6,823 |
|
|
2,243 |
|
|
3,984 |
|
|
3,078 |
|
Gas station |
4,984 |
|
|
5,092 |
|
|
4,984 |
|
|
— |
|
|
— |
|
Other |
6,070 |
|
|
6,808 |
|
|
3,127 |
|
|
2,943 |
|
|
782 |
|
Residential property |
2,798 |
|
|
2,851 |
|
|
2,798 |
|
|
— |
|
|
— |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
Commercial term |
4,106 |
|
|
4,171 |
|
|
1,229 |
|
|
2,877 |
|
|
347 |
|
Commercial lines of credit |
68 |
|
|
68 |
|
|
68 |
|
|
— |
|
|
— |
|
Consumer loans |
419 |
|
|
489 |
|
|
419 |
|
|
— |
|
|
— |
|
Total Non-PCI loans and leases |
$ |
26,350 |
|
|
$ |
27,986 |
|
|
$ |
15,019 |
|
|
$ |
11,331 |
|
|
$ |
4,327 |
|
|
|
|
|
|
|
|
|
|
|
Three Months Ended |
|
Average Recorded Investment |
|
Interest
Income
Recognized
|
|
(in thousands) |
March 31, 2017 |
|
|
|
Real estate loans: |
|
|
|
Commercial property |
|
|
|
Retail |
$ |
1,667 |
|
|
$ |
31 |
|
Hospitality |
6,254 |
|
|
67 |
|
Gas station |
4,828 |
|
|
94 |
|
Other |
5,332 |
|
|
89 |
|
Residential property |
2,773 |
|
|
33 |
|
Commercial and industrial loans: |
|
|
|
Commercial term |
3,892 |
|
|
59 |
|
Consumer loans |
324 |
|
|
3 |
|
Total Non-PCI loans and leases |
$ |
25,070 |
|
|
$ |
376 |
|
|
|
|
|
March 31, 2016 |
|
|
|
Real estate loans: |
|
|
|
Commercial property |
|
|
|
Retail |
$ |
2,872 |
|
|
$ |
41 |
|
Hospitality |
6,703 |
|
|
154 |
|
Gas station |
5,107 |
|
|
162 |
|
Other |
8,249 |
|
|
212 |
|
Residential property |
2,770 |
|
|
30 |
|
Commercial and industrial loans: |
|
|
|
Commercial term |
5,213 |
|
|
77 |
|
Commercial lines of credit |
45 |
|
|
5 |
|
International loans |
1,260 |
|
|
— |
|
Consumer loans |
693 |
|
|
8 |
|
Total Non-PCI loans and leases |
$ |
32,912 |
|
|
$ |
689 |
|
|
| Summary of Interest Foregone on Impaired Loans |
The following is a summary of interest foregone on impaired loans and leases (excluding PCI loans) for the periods indicated:
|
|
|
|
|
|
|
|
|
|
Three Months Ended
March 31, |
|
2017 |
|
2016 |
|
(in thousands) |
Interest income that would have been recognized had impaired loans and leases performed in accordance with their original terms |
$ |
591 |
|
|
$ |
893 |
|
Less: Interest income recognized on impaired loans and leases |
(376 |
) |
|
(689 |
) |
Interest foregone on impaired loans and leases |
$ |
215 |
|
|
$ |
204 |
|
|
| Non-Accrual Loans, Disaggregated by Loan Class |
The following table details nonaccrual loans and leases (excluding PCI loans), disaggregated by loan class, as of the dates indicated:
|
|
|
|
|
|
|
|
|
|
March 31, 2017 |
|
December 31, 2016 |
|
(in thousands) |
Real estate loans: |
|
|
|
Commercial property |
|
|
|
Retail |
$ |
397 |
|
|
$ |
404 |
|
Hospitality |
5,271 |
|
|
5,266 |
|
Gas station |
994 |
|
|
1,025 |
|
Other |
2,763 |
|
|
2,033 |
|
Residential property |
552 |
|
|
564 |
|
Commercial and industrial loans: |
|
|
|
Commercial term |
822 |
|
|
824 |
|
Leases receivable |
1,644 |
|
|
901 |
|
Consumer loans |
331 |
|
|
389 |
|
Total nonaccrual Non-PCI loans and leases |
$ |
12,774 |
|
|
$ |
11,406 |
|
|
| Non-Performing Assets |
The following table details nonperforming assets (excluding PCI loans) as of the dates indicated:
|
|
|
|
|
|
|
|
|
|
March 31, 2017 |
|
December 31, 2016 |
|
(in thousands) |
Nonaccrual Non-PCI loans and leases |
$ |
12,774 |
|
|
$ |
11,406 |
|
Loans and leases 90 days or more past due and still accruing |
— |
|
|
— |
|
Total nonperforming Non-PCI loans and leases |
12,774 |
|
|
11,406 |
|
OREO |
4,636 |
|
|
7,484 |
|
Total nonperforming assets |
$ |
17,410 |
|
|
$ |
18,890 |
|
|
| Troubled Debt Restructurings, Disaggregated by Type of Concession and by Loan Type |
The following table details TDRs (excluding PCI loans) as of March 31, 2017 and December 31, 2016:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Nonaccrual TDRs |
|
Accrual TDRs |
|
Deferral
of
Principal |
|
Deferral
of
Principal
and
Interest |
|
Reduction
of
Principal
and
Interest |
|
Extension
of
Maturity |
|
Total |
|
Deferral
of
Principal |
|
Deferral
of
Principal
and
Interest |
|
Reduction
of
Principal
and
Interest |
|
Extension
of
Maturity |
|
Total |
|
(in thousands) |
March 31, 2017 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Retail |
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
1,218 |
|
|
$ |
— |
|
|
$ |
1,218 |
|
Hospitality |
1,271 |
|
|
3,722 |
|
|
— |
|
|
— |
|
|
4,993 |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
Gas station |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
1,307 |
|
|
— |
|
|
— |
|
|
— |
|
|
1,307 |
|
Other |
1,232 |
|
|
636 |
|
|
72 |
|
|
— |
|
|
1,940 |
|
|
1,748 |
|
|
— |
|
|
56 |
|
|
976 |
|
|
2,780 |
|
Residential property |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
777 |
|
|
— |
|
|
— |
|
|
286 |
|
|
1,063 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial term |
146 |
|
|
70 |
|
|
59 |
|
|
401 |
|
|
676 |
|
|
18 |
|
|
193 |
|
|
2,072 |
|
|
594 |
|
|
2,877 |
|
Consumer loans |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
116 |
|
|
— |
|
|
116 |
|
Total Non-PCI TDR loans |
$ |
2,649 |
|
|
$ |
4,428 |
|
|
$ |
131 |
|
|
$ |
401 |
|
|
$ |
7,609 |
|
|
$ |
3,850 |
|
|
$ |
193 |
|
|
$ |
3,462 |
|
|
$ |
1,856 |
|
|
$ |
9,361 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
December 31, 2016 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Retail |
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
1,228 |
|
|
$ |
— |
|
|
$ |
1,228 |
|
Hospitality |
1,292 |
|
|
3,722 |
|
|
— |
|
|
— |
|
|
5,014 |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
Gas station |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
1,324 |
|
|
— |
|
|
— |
|
|
— |
|
|
1,324 |
|
Other |
387 |
|
|
651 |
|
|
143 |
|
|
— |
|
|
1,181 |
|
|
2,688 |
|
|
— |
|
|
286 |
|
|
1,344 |
|
|
4,318 |
|
Residential property |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
783 |
|
|
— |
|
|
— |
|
|
289 |
|
|
1,072 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial term |
149 |
|
|
71 |
|
|
69 |
|
|
419 |
|
|
708 |
|
|
22 |
|
|
198 |
|
|
2,135 |
|
|
662 |
|
|
3,017 |
|
Commercial lines of credit |
|
|
|
|
|
|
|
|
|
|
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
68 |
|
|
68 |
|
Consumer loans |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
119 |
|
|
— |
|
|
119 |
|
Total Non-PCI TDR loans |
$ |
1,828 |
|
|
$ |
4,444 |
|
|
$ |
212 |
|
|
$ |
419 |
|
|
$ |
6,903 |
|
|
$ |
4,817 |
|
|
$ |
198 |
|
|
$ |
3,768 |
|
|
$ |
2,363 |
|
|
$ |
11,146 |
|
|
| Troubled Debt Restructurings, Disaggregated by Loan Class |
The following table details TDRs (excluding PCI loans) for the three months ended March 31, 2017 and 2016:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
March 31, 2017 |
|
March 31, 2016 |
|
Number of
Loans |
|
Pre-
Modification
Outstanding
Recorded
Investment |
|
Post-
Modification
Outstanding
Recorded
Investment |
|
Number of
Loans |
|
Pre-
Modification
Outstanding
Recorded
Investment |
|
Post-
Modification
Outstanding
Recorded
Investment |
|
(in thousands, except number of loans) |
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
|
|
Retail (1)
|
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
1 |
|
|
$ |
21 |
|
|
$ |
20 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
|
|
Commercial term (2)
|
— |
|
|
— |
|
|
— |
|
|
2 |
|
|
214 |
|
|
209 |
|
Total Non-PCI TDR loans |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
3 |
|
|
$ |
235 |
|
|
$ |
229 |
|
|
|
(1) |
Includes a modification of $20,000 through a reduction of principal or accrued interest for the three months ended March 31, 2016.
|
|
|
(2) |
Includes modifications of $152,000 through payment deferrals and $57,000 through extensions of maturity for the three months ended March 31, 2016.
|
|
| Troubled Debt Restructurings that Defaulted Subsequent to Modifications Occurring Within Previous Twelve Months, Disaggregated by Loan Class |
The following table details TDRs (excluding PCI loans) that defaulted subsequent to the modifications occurring within the previous 12 months, disaggregated by loan class, for the three months ended March 31, 2017 and 2016, respectively:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
March 31, 2017 |
|
March 31, 2016 |
|
Number of Loans |
|
Recorded Investment |
|
Number of Loans |
|
Recorded Investment |
|
(in thousands, except number of loans) |
Real estate loans: |
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
Other |
— |
|
|
$ |
— |
|
|
2 |
|
|
$ |
719 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
Commercial term |
— |
|
|
— |
|
|
1 |
|
|
30 |
|
Total Non-PCI TDR loans |
— |
|
|
$ |
— |
|
|
3 |
|
|
$ |
749 |
|
|
| Schedule of Changes in Outstanding Balance and Carrying Amount of PCI Loans |
The following table summarizes the changes in carrying value of PCI loans during the three months ended March 31, 2017 and 2016:
|
|
|
|
|
|
|
|
|
|
Carrying Amount |
|
Accretable Yield |
|
(in thousands) |
Balance at January 1, 2017 |
$ |
8,892 |
|
|
$ |
(5,677 |
) |
Accretion |
134 |
|
|
134 |
|
Payments received |
(1,037 |
) |
|
— |
|
Disposal/transfer to OREO |
— |
|
|
— |
|
Change in expected cash flows, net |
— |
|
|
295 |
|
Loan loss (provision) income |
80 |
|
|
— |
|
Balance at March 31, 2017 |
$ |
8,069 |
|
|
$ |
(5,248 |
) |
|
|
|
|
Balance at January 1, 2016 |
$ |
14,573 |
|
|
$ |
(5,944 |
) |
Accretion |
421 |
|
|
421 |
|
Payments received |
(811 |
) |
|
— |
|
Disposal/transfer to OREO |
211 |
|
|
— |
|
Change in expected cash flows, net |
— |
|
|
(578 |
) |
Loan loss (provision) income |
(204 |
) |
|
— |
|
Balance at March 31, 2016 |
$ |
14,190 |
|
|
$ |
(6,101 |
) |
|
| Summary of Acquired Purchased Credit Impaired Loans |
Below is a summary of PCI loans as of March 31, 2017 and December 31, 2016:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pooled PCI Loans |
|
Non-pooled PCI Loans |
|
|
|
Number of Loans |
|
Number of Pools |
|
Carrying Amount
(in thousands)
|
|
Percentage of Total |
|
Number of Loans |
|
Carrying Amount
(in thousands)
|
|
Percentage of Total |
|
Total PCI Loans
(in thousands)
|
March 31, 2017 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
43 |
|
|
6 |
|
|
$ |
6,918 |
|
|
88.5 |
% |
|
1 |
|
|
$ |
902 |
|
|
11.5 |
% |
|
$ |
7,820 |
|
Residential property |
— |
|
|
— |
|
|
— |
|
|
— |
% |
|
1 |
|
|
970 |
|
|
100.0 |
% |
|
$ |
970 |
|
Total real estate loans |
43 |
|
|
6 |
|
|
6,918 |
|
|
78.7 |
% |
|
2 |
|
|
1,872 |
|
|
21.3 |
% |
|
8,790 |
|
Commercial and industrial loans |
5 |
|
|
3 |
|
|
120 |
|
|
100.0 |
% |
|
— |
|
|
— |
|
|
— |
% |
|
120 |
|
Consumer loans |
1 |
|
|
1 |
|
|
8 |
|
|
16.0 |
% |
|
1 |
|
|
42 |
|
|
84.0 |
% |
|
50 |
|
Total acquired loans |
49 |
|
|
10 |
|
|
7,046 |
|
|
78.6 |
% |
|
3 |
|
|
1,914 |
|
|
21.4 |
% |
|
8,960 |
|
Allowance for loan losses |
|
|
|
|
(538 |
) |
|
|
|
|
|
(353 |
) |
|
|
|
(891 |
) |
Total carrying amount |
|
|
|
|
$ |
6,508 |
|
|
|
|
|
|
$ |
1,561 |
|
|
|
|
$ |
8,069 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pooled PCI Loans |
|
Non-pooled PCI Loans |
|
|
|
Number of Loans |
|
Number of Pools |
|
Carrying Amount
(in thousands)
|
|
Percentage of Total |
|
Number of Loans |
|
Carrying Amount
(in thousands)
|
|
Percentage of Total |
|
Total PCI Loans
(in thousands)
|
December 31, 2016 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
45 |
|
|
6 |
|
|
$ |
7,780 |
|
|
89.4 |
% |
|
1 |
|
|
$ |
921 |
|
|
10.6 |
% |
|
$ |
8,701 |
|
Residential property |
— |
|
|
— |
|
|
— |
|
|
— |
% |
|
2 |
|
|
976 |
|
|
100.0 |
% |
|
$ |
976 |
|
Total real estate loans |
45 |
|
|
6 |
|
|
7,780 |
|
|
80.4 |
% |
|
3 |
|
|
1,897 |
|
|
19.6 |
% |
|
9,677 |
|
Commercial and industrial loans |
6 |
|
|
3 |
|
|
136 |
|
|
100.0 |
% |
|
— |
|
|
— |
|
|
— |
% |
|
136 |
|
Consumer loans |
1 |
|
|
1 |
|
|
50 |
|
|
100.0 |
% |
|
— |
|
|
— |
|
|
— |
% |
|
50 |
|
Total acquired loans |
52 |
|
|
10 |
|
|
7,966 |
|
|
80.8 |
% |
|
3 |
|
|
1,897 |
|
|
19.2 |
% |
|
9,863 |
|
Allowance for loan losses |
|
|
|
|
(617 |
) |
|
|
|
|
|
(354 |
) |
|
|
|
(971 |
) |
Total carrying amount |
|
|
|
|
$ |
7,349 |
|
|
|
|
|
|
$ |
1,543 |
|
|
|
|
$ |
8,892 |
|
|
| Non-PCI Loans and Leases [Member] |
|
| Credit Quality of Loan Portfolio |
As of March 31, 2017 and December 31, 2016, pass/pass-watch, special mention and classified loans and leases (excluding PCI loans), disaggregated by loan class, were as follows:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass/Pass-Watch |
|
Special Mention |
|
Classified |
|
Total |
|
(in thousands) |
March 31, 2017 |
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
Retail |
$ |
902,614 |
|
|
$ |
1,652 |
|
|
$ |
4,166 |
|
|
$ |
908,432 |
|
Hospitality |
636,396 |
|
|
4,515 |
|
|
9,607 |
|
|
650,518 |
|
Gas station |
249,125 |
|
|
2,029 |
|
|
2,283 |
|
|
253,437 |
|
Other |
1,106,847 |
|
|
2,794 |
|
|
4,210 |
|
|
1,113,851 |
|
Construction |
56,072 |
|
|
— |
|
|
— |
|
|
56,072 |
|
Residential property |
357,543 |
|
|
— |
|
|
232 |
|
|
357,775 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
Commercial term |
131,424 |
|
|
2,130 |
|
|
1,922 |
|
|
135,476 |
|
Commercial lines of credit |
143,979 |
|
|
300 |
|
|
— |
|
|
144,279 |
|
International loans |
37,807 |
|
|
— |
|
|
— |
|
|
37,807 |
|
Leases receivable |
257,947 |
|
|
— |
|
|
1,644 |
|
|
259,591 |
|
Consumer loans |
17,292 |
|
|
— |
|
|
461 |
|
|
17,753 |
|
Total Non-PCI loans and leases |
$ |
3,897,046 |
|
|
$ |
13,420 |
|
|
$ |
24,525 |
|
|
$ |
3,934,991 |
|
|
|
|
|
|
|
|
|
December 31, 2016 |
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
Retail |
$ |
851,147 |
|
|
$ |
2,275 |
|
|
$ |
4,207 |
|
|
$ |
857,629 |
|
Hospitality |
634,397 |
|
|
5,497 |
|
|
9,646 |
|
|
649,540 |
|
Gas station |
252,123 |
|
|
1,911 |
|
|
6,153 |
|
|
260,187 |
|
Other |
1,100,070 |
|
|
1,645 |
|
|
5,874 |
|
|
1,107,589 |
|
Construction |
55,962 |
|
|
— |
|
|
— |
|
|
55,962 |
|
Residential property |
337,227 |
|
|
— |
|
|
564 |
|
|
337,791 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
Commercial term |
133,811 |
|
|
2,060 |
|
|
2,161 |
|
|
138,032 |
|
Commercial lines of credit |
135,699 |
|
|
464 |
|
|
68 |
|
|
136,231 |
|
International loans |
23,406 |
|
|
2,415 |
|
|
— |
|
|
25,821 |
|
Leases receivable |
242,393 |
|
|
— |
|
|
901 |
|
|
243,294 |
|
Consumer loans |
22,139 |
|
|
— |
|
|
691 |
|
|
22,830 |
|
Total Non-PCI loans and leases |
$ |
3,788,374 |
|
|
$ |
16,267 |
|
|
$ |
30,265 |
|
|
$ |
3,834,906 |
|
|
| Analysis of Past Due Loans, Disaggregated by Loan Class |
The following is an aging analysis of loans and leases (excluding PCI loans), disaggregated by loan class, as of the dates indicated:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
30-59 Days Past Due |
|
60-89 Days Past Due |
|
90 Days or More Past Due |
|
Total Past Due |
|
Current |
|
Total |
|
(in thousands) |
March 31, 2017 |
|
|
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
|
|
Retail |
$ |
241 |
|
|
$ |
— |
|
|
$ |
234 |
|
|
$ |
475 |
|
|
$ |
907,957 |
|
|
$ |
908,432 |
|
Hospitality |
4,429 |
|
|
— |
|
|
106 |
|
|
4,535 |
|
|
645,983 |
|
|
650,518 |
|
Gas station |
1,699 |
|
|
623 |
|
|
134 |
|
|
2,456 |
|
|
250,981 |
|
|
253,437 |
|
Other |
891 |
|
|
— |
|
|
352 |
|
|
1,243 |
|
|
1,112,608 |
|
|
1,113,851 |
|
Construction |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
56,072 |
|
|
56,072 |
|
Residential property |
778 |
|
|
45 |
|
|
417 |
|
|
1,240 |
|
|
356,535 |
|
|
357,775 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
|
|
Commercial term |
212 |
|
|
368 |
|
|
285 |
|
|
865 |
|
|
134,611 |
|
|
135,476 |
|
Commercial lines of credit |
— |
|
|
300 |
|
|
— |
|
|
300 |
|
|
143,979 |
|
|
144,279 |
|
International loans |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
37,807 |
|
|
37,807 |
|
Leases receivable |
1,829 |
|
|
997 |
|
|
1,435 |
|
|
4,261 |
|
|
255,330 |
|
|
259,591 |
|
Consumer loans |
79 |
|
|
126 |
|
|
40 |
|
|
245 |
|
|
17,508 |
|
|
17,753 |
|
Total Non-PCI loans and leases |
$ |
10,158 |
|
|
$ |
2,459 |
|
|
$ |
3,003 |
|
|
$ |
15,620 |
|
|
$ |
3,919,371 |
|
|
$ |
3,934,991 |
|
|
|
|
|
|
|
|
|
|
|
|
|
December 31, 2016 |
|
|
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
|
|
Retail |
$ |
9 |
|
|
$ |
137 |
|
|
$ |
234 |
|
|
$ |
380 |
|
|
$ |
857,249 |
|
|
$ |
857,629 |
|
Hospitality |
1,037 |
|
|
46 |
|
|
600 |
|
|
1,683 |
|
|
647,857 |
|
|
649,540 |
|
Gas station |
245 |
|
|
643 |
|
|
137 |
|
|
1,025 |
|
|
259,162 |
|
|
260,187 |
|
Other |
432 |
|
|
79 |
|
|
1,100 |
|
|
1,611 |
|
|
1,105,978 |
|
|
1,107,589 |
|
Construction |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
55,962 |
|
|
55,962 |
|
Residential property |
730 |
|
|
89 |
|
|
423 |
|
|
1,242 |
|
|
336,549 |
|
|
337,791 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial term |
484 |
|
|
42 |
|
|
111 |
|
|
637 |
|
|
137,395 |
|
|
138,032 |
|
Commercial lines of credit |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
136,231 |
|
|
136,231 |
|
International loans |
80 |
|
|
— |
|
|
— |
|
|
80 |
|
|
25,741 |
|
|
25,821 |
|
Leases receivable |
2,090 |
|
|
1,043 |
|
|
385 |
|
|
3,518 |
|
|
239,776 |
|
|
243,294 |
|
Consumer loans |
170 |
|
|
— |
|
|
— |
|
|
170 |
|
|
22,660 |
|
|
22,830 |
|
Total Non-PCI loans and leases |
$ |
5,277 |
|
|
$ |
2,079 |
|
|
$ |
2,990 |
|
|
$ |
10,346 |
|
|
$ |
3,824,560 |
|
|
$ |
3,834,906 |
|
|
| PCI Loans and Leases [Member] |
|
| Credit Quality of Loan Portfolio |
As of March 31, 2017 and December 31, 2016, pass/pass-watch, special mention and classified PCI loans, disaggregated by loan class, were as follows:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass/Pass-Watch |
|
Special Mention |
|
Classified |
|
Total |
|
Allowance |
|
Total |
|
(in thousands) |
March 31, 2017 |
|
|
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
|
|
Retail |
$ |
— |
|
|
$ |
— |
|
|
$ |
1,554 |
|
|
$ |
1,554 |
|
|
$ |
98 |
|
|
$ |
1,456 |
|
Hospitality |
176 |
|
|
— |
|
|
1,420 |
|
|
1,596 |
|
|
140 |
|
|
1,456 |
|
Gas station |
— |
|
|
1,153 |
|
|
1,470 |
|
|
2,623 |
|
|
531 |
|
|
2,092 |
|
Other |
— |
|
|
— |
|
|
2,047 |
|
|
2,047 |
|
|
— |
|
|
2,047 |
|
Residential property |
970 |
|
|
— |
|
|
— |
|
|
970 |
|
|
73 |
|
|
897 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial term |
— |
|
|
11 |
|
|
109 |
|
|
120 |
|
|
41 |
|
|
79 |
|
Consumer loans |
— |
|
|
— |
|
|
50 |
|
|
50 |
|
|
8 |
|
|
42 |
|
Total PCI loans |
$ |
1,146 |
|
|
$ |
1,164 |
|
|
$ |
6,650 |
|
|
$ |
8,960 |
|
|
$ |
891 |
|
|
$ |
8,069 |
|
|
|
|
|
|
|
|
|
|
|
|
|
December 31, 2016 |
|
|
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
|
|
Retail |
$ |
— |
|
|
$ |
— |
|
|
$ |
2,324 |
|
|
$ |
2,324 |
|
|
$ |
122 |
|
|
$ |
2,202 |
|
Hospitality |
177 |
|
|
— |
|
|
1,441 |
|
|
1,618 |
|
|
138 |
|
|
1,480 |
|
Gas station |
— |
|
|
1,180 |
|
|
1,512 |
|
|
2,692 |
|
|
589 |
|
|
2,103 |
|
Other |
— |
|
|
— |
|
|
2,067 |
|
|
2,067 |
|
|
1 |
|
|
2,066 |
|
Residential property |
976 |
|
|
— |
|
|
— |
|
|
976 |
|
|
72 |
|
|
904 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial term |
— |
|
|
— |
|
|
136 |
|
|
136 |
|
|
41 |
|
|
95 |
|
Consumer loans |
— |
|
|
— |
|
|
50 |
|
|
50 |
|
|
8 |
|
|
42 |
|
Total PCI loans |
$ |
1,153 |
|
|
$ |
1,180 |
|
|
$ |
7,530 |
|
|
$ |
9,863 |
|
|
$ |
971 |
|
|
$ |
8,892 |
|
|
| Analysis of Past Due Loans, Disaggregated by Loan Class |
The following table presents a summary of the borrowers' underlying payment status of PCI loans as of the dates indicated:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
30-59 Days Past Due |
|
60-89 Days Past Due |
|
90 Days or More Past Due |
|
Total Past Due |
|
Current |
|
Total |
|
Allowance Amount |
|
Total |
|
(in thousands) |
March 31, 2017 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Retail |
$ |
183 |
|
|
$ |
— |
|
|
$ |
227 |
|
|
$ |
410 |
|
|
$ |
1,144 |
|
|
$ |
1,554 |
|
|
$ |
98 |
|
|
$ |
1,456 |
|
Hospitality |
180 |
|
|
— |
|
|
— |
|
|
180 |
|
|
1,416 |
|
|
1,596 |
|
|
140 |
|
|
1,456 |
|
Gas station |
— |
|
|
— |
|
|
116 |
|
|
116 |
|
|
2,507 |
|
|
2,623 |
|
|
531 |
|
|
2,092 |
|
Other |
1,903 |
|
|
— |
|
|
— |
|
|
1,903 |
|
|
144 |
|
|
2,047 |
|
|
— |
|
|
2,047 |
|
Residential property |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
970 |
|
|
970 |
|
|
73 |
|
|
897 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial term |
— |
|
|
— |
|
|
5 |
|
|
5 |
|
|
115 |
|
|
120 |
|
|
41 |
|
|
79 |
|
Consumer loans |
— |
|
|
— |
|
|
50 |
|
|
50 |
|
|
— |
|
|
50 |
|
|
8 |
|
|
42 |
|
Total PCI loans |
$ |
2,266 |
|
|
$ |
— |
|
|
$ |
398 |
|
|
$ |
2,664 |
|
|
$ |
6,296 |
|
|
$ |
8,960 |
|
|
$ |
891 |
|
|
$ |
8,069 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
December 31, 2016 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Real estate loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial property |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Retail |
$ |
797 |
|
|
$ |
— |
|
|
$ |
238 |
|
|
$ |
1,035 |
|
|
$ |
1,289 |
|
|
$ |
2,324 |
|
|
$ |
122 |
|
|
$ |
2,202 |
|
Hospitality |
178 |
|
|
— |
|
|
— |
|
|
178 |
|
|
1,440 |
|
|
1,618 |
|
|
138 |
|
|
1,480 |
|
Gas station |
— |
|
|
— |
|
|
116 |
|
|
116 |
|
|
2,576 |
|
|
2,692 |
|
|
589 |
|
|
2,103 |
|
Other |
— |
|
|
— |
|
|
7 |
|
|
7 |
|
|
2,060 |
|
|
2,067 |
|
|
1 |
|
|
2,066 |
|
Residential property |
— |
|
|
— |
|
|
— |
|
|
— |
|
|
976 |
|
|
976 |
|
|
72 |
|
|
904 |
|
Commercial and industrial loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial term |
— |
|
|
— |
|
|
6 |
|
|
6 |
|
|
130 |
|
|
136 |
|
|
41 |
|
|
95 |
|
Consumer loans |
— |
|
|
— |
|
|
50 |
|
|
50 |
|
|
— |
|
|
50 |
|
|
8 |
|
|
42 |
|
Total PCI loans |
$ |
975 |
|
|
$ |
— |
|
|
$ |
417 |
|
|
$ |
1,392 |
|
|
$ |
8,471 |
|
|
$ |
9,863 |
|
|
$ |
971 |
|
|
$ |
8,892 |
|
|