| Capital Ratios of Hanmi Financial and Bank |
The capital ratios of Hanmi Financial and the Bank as of June 30, 2017 and December 31, 2016 were as follows:
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Actual |
|
Minimum
Regulatory
Requirement
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|
Minimum to Be
Categorized as
“Well Capitalized”
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|
Amount |
|
Ratio |
|
Amount |
|
Ratio |
|
Amount |
|
Ratio |
|
(dollars in thousands) |
June 30, 2017 |
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Total capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
669,476 |
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|
15.69 |
% |
|
$ |
341,429 |
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|
8.00 |
% |
|
N/A |
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|
N/A |
|
Hanmi Bank |
$ |
659,526 |
|
|
15.44 |
% |
|
$ |
341,689 |
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|
8.00 |
% |
|
$ |
427,111 |
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|
10.00 |
% |
Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
536,708 |
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|
12.58 |
% |
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$ |
256,072 |
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|
6.00 |
% |
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N/A |
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|
N/A |
|
Hanmi Bank |
$ |
624,633 |
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|
14.62 |
% |
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$ |
256,267 |
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|
6.00 |
% |
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$ |
341,689 |
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|
8.00 |
% |
Common equity Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
521,442 |
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|
12.22 |
% |
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$ |
192,054 |
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|
4.50 |
% |
|
N/A |
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N/A |
|
Hanmi Bank |
$ |
624,633 |
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|
14.62 |
% |
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$ |
192,200 |
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|
4.50 |
% |
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$ |
277,622 |
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|
6.50 |
% |
Tier 1 capital (to average assets): |
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Hanmi Financial |
$ |
536,708 |
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|
11.08 |
% |
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$ |
193,732 |
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|
4.00 |
% |
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N/A |
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N/A |
|
Hanmi Bank |
$ |
624,633 |
|
|
12.89 |
% |
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$ |
193,822 |
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|
4.00 |
% |
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$ |
242,278 |
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|
5.00 |
% |
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December 31, 2016 |
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Total capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
554,089 |
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13.86 |
% |
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$ |
319,901 |
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|
8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
544,759 |
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|
13.64 |
% |
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$ |
319,520 |
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|
8.00 |
% |
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$ |
399,399 |
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|
10.00 |
% |
Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
520,477 |
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13.02 |
% |
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$ |
239,926 |
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|
6.00 |
% |
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N/A |
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N/A |
|
Hanmi Bank |
$ |
511,146 |
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|
12.80 |
% |
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$ |
239,640 |
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6.00 |
% |
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$ |
319,520 |
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|
8.00 |
% |
Common equity Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
509,239 |
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|
12.73 |
% |
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$ |
179,944 |
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4.50 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
511,146 |
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12.80 |
% |
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$ |
179,730 |
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|
4.50 |
% |
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$ |
259,610 |
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|
6.50 |
% |
Tier 1 capital (to average assets): |
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Hanmi Financial |
$ |
520,477 |
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11.53 |
% |
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$ |
180,581 |
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|
4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
511,146 |
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|
11.33 |
% |
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$ |
180,411 |
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|
4.00 |
% |
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$ |
225,514 |
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|
5.00 |
% |
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