| Capital Ratios of Hanmi Financial and Bank |
The capital
ratios of Hanmi Financial and the Bank were as follows as of
March 31, 2013 and 2012:
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Minimum |
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Minimum to
Be |
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Regulatory |
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Categorized
as |
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Actual |
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Requirement |
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“Well
Capitalized” |
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Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
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(In
Thousands) |
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| March 31, 2013 |
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Total Capital (to
Risk-Weighted Assets):
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Hanmi Financial
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$ |
439,587 |
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19.45 |
% |
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$ |
180,839 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
421,661 |
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18.69 |
% |
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$ |
180,515 |
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8.00 |
% |
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$ |
225,644 |
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|
10.00 |
% |
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Tier 1 Capital (to
Risk-Weighted Assets):
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Hanmi Financial
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$ |
410,825 |
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18.17 |
% |
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$ |
90,419 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
393,015 |
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17.42 |
% |
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$ |
90,257 |
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4.00 |
% |
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$ |
135,386 |
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6.00 |
% |
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Tier 1 Capital (to Average
Assets):
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Hanmi Financial
|
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$ |
410,825 |
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14.68 |
% |
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$ |
111,968 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
393,015 |
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14.07 |
% |
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$ |
111,758 |
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4.00 |
% |
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$ |
139,698 |
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|
5.00 |
% |
| March 31, 2012 |
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Total Capital (to
Risk-Weighted Assets):
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Hanmi Financial
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$ |
394,973 |
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18.74 |
% |
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$ |
168,569 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
373,171 |
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17.74 |
% |
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$ |
168,325 |
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8.00 |
% |
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$ |
210,406 |
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|
10.00 |
% |
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Tier 1 Capital (to
Risk-Weighted Assets):
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Hanmi Financial
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$ |
367,927 |
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17.46 |
% |
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$ |
84,284 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
346,154 |
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16.45 |
% |
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$ |
84,162 |
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4.00 |
% |
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$ |
126,243 |
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6.00 |
% |
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Tier 1 Capital (to Average
Assets):
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Hanmi Financial
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$ |
367,927 |
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13.44 |
% |
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$ |
109,456 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
346,154 |
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12.67 |
% |
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$ |
109,247 |
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4.00 |
% |
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$ |
136,559 |
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|
5.00 |
% |
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