| Capital Ratios of Hanmi Financial and Bank |
The capital ratios of Hanmi Financial and the Bank as of March 31, 2017 and December 31, 2016 were as follows:
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Actual |
|
Minimum
Regulatory
Requirement
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|
Minimum to Be
Categorized as
“Well Capitalized”
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|
Amount |
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Ratio |
|
Amount |
|
Ratio |
|
Amount |
|
Ratio |
|
(dollars in thousands) |
March 31, 2017 |
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Total capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
659,841 |
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16.16 |
% |
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$ |
326,587 |
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|
8.00 |
% |
|
N/A |
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|
N/A |
|
Hanmi Bank |
$ |
649,785 |
|
|
15.91 |
% |
|
$ |
326,769 |
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|
8.00 |
% |
|
$ |
408,462 |
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|
10.00 |
% |
Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
527,765 |
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12.93 |
% |
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$ |
244,941 |
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|
6.00 |
% |
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N/A |
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N/A |
|
Hanmi Bank |
$ |
615,449 |
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|
15.07 |
% |
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$ |
245,077 |
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|
6.00 |
% |
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$ |
326,769 |
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|
8.00 |
% |
Common equity Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
512,580 |
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|
12.56 |
% |
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$ |
183,705 |
|
|
4.50 |
% |
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N/A |
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N/A |
|
Hanmi Bank |
$ |
615,449 |
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|
15.07 |
% |
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$ |
183,808 |
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|
4.50 |
% |
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$ |
265,500 |
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|
6.50 |
% |
Tier 1 capital (to average assets): |
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Hanmi Financial |
$ |
527,765 |
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|
11.21 |
% |
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$ |
188,244 |
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|
4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
615,449 |
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|
13.08 |
% |
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$ |
188,171 |
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|
4.00 |
% |
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$ |
235,214 |
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|
5.00 |
% |
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December 31, 2016 |
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Total capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
554,089 |
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13.86 |
% |
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$ |
319,901 |
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|
8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
544,759 |
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|
13.64 |
% |
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$ |
319,520 |
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|
8.00 |
% |
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$ |
399,399 |
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|
10.00 |
% |
Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
520,477 |
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13.02 |
% |
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$ |
239,926 |
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|
6.00 |
% |
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N/A |
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N/A |
|
Hanmi Bank |
$ |
511,146 |
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|
12.80 |
% |
|
$ |
239,640 |
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6.00 |
% |
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$ |
319,520 |
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|
8.00 |
% |
Common equity Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
509,239 |
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|
12.73 |
% |
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$ |
179,944 |
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4.50 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
511,146 |
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12.80 |
% |
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$ |
179,730 |
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4.50 |
% |
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$ |
259,610 |
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|
6.50 |
% |
Tier 1 capital (to average assets): |
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Hanmi Financial |
$ |
520,477 |
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11.53 |
% |
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$ |
180,581 |
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|
4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
511,146 |
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|
11.33 |
% |
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$ |
180,411 |
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|
4.00 |
% |
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$ |
225,514 |
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|
5.00 |
% |
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