| Capital Ratios of Hanmi Financial and Bank |
The capital ratios of Hanmi Financial and the Bank as of June 30, 2016 and December 31, 2015 were as follows:
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Actual |
|
Minimum
Regulatory
Requirement
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|
Minimum to Be
Categorized as
“Well Capitalized”
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|
Amount |
|
Ratio |
|
Amount |
|
Ratio |
|
Amount |
|
Ratio |
|
(in thousands) |
June 30, 2016 |
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Total capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
541,928 |
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15.16 |
% |
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$ |
286,065 |
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|
8.00 |
% |
|
N/A |
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|
N/A |
|
Hanmi Bank |
$ |
520,759 |
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|
14.58 |
% |
|
$ |
285,653 |
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|
8.00 |
% |
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$ |
357,066 |
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|
10.00 |
% |
Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
500,746 |
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|
14.00 |
% |
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$ |
214,549 |
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|
6.00 |
% |
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N/A |
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N/A |
|
Hanmi Bank |
$ |
479,577 |
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|
13.43 |
% |
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$ |
214,240 |
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|
6.00 |
% |
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$ |
285,653 |
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|
8.00 |
% |
Common equity Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
495,279 |
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|
13.85 |
% |
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$ |
160,912 |
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|
4.50 |
% |
|
N/A |
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N/A |
|
Hanmi Bank |
$ |
479,577 |
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|
13.43 |
% |
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$ |
160,680 |
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|
4.50 |
% |
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$ |
232,093 |
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|
6.50 |
% |
Tier 1 capital (to average assets): |
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Hanmi Financial |
$ |
500,746 |
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|
11.69 |
% |
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$ |
171,329 |
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|
4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
479,577 |
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|
11.21 |
% |
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$ |
171,065 |
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|
4.00 |
% |
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$ |
213,831 |
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|
5.00 |
% |
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December 31, 2015 |
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Total capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
499,076 |
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14.91 |
% |
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$ |
267,760 |
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|
8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
496,710 |
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|
14.86 |
% |
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$ |
267,377 |
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|
8.00 |
% |
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$ |
334,222 |
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|
10.00 |
% |
Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
456,941 |
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13.65 |
% |
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$ |
200,820 |
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|
6.00 |
% |
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N/A |
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N/A |
|
Hanmi Bank |
$ |
454,634 |
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|
13.60 |
% |
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$ |
200,533 |
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6.00 |
% |
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$ |
267,377 |
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|
8.00 |
% |
Common equity Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
456,941 |
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13.65 |
% |
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$ |
150,615 |
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4.50 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
454,634 |
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13.60 |
% |
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$ |
150,400 |
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|
4.50 |
% |
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$ |
217,244 |
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|
6.50 |
% |
Tier 1 capital (to average assets): |
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Hanmi Financial |
$ |
456,941 |
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11.31 |
% |
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$ |
161,620 |
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|
4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
454,634 |
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|
11.27 |
% |
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$ |
161,399 |
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|
4.00 |
% |
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$ |
201,749 |
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|
5.00 |
% |
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