| Capital Ratios of Hanmi Financial and Bank |
The capital ratios of Hanmi Financial and the Bank as of December 31, 2017 and 2016 were as follows:
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Actual |
|
Minimum
Regulatory
Requirement |
|
Minimum to Be
Categorized as
“Well Capitalized” |
|
Amount |
|
Ratio |
|
Amount |
|
Ratio |
|
Amount |
|
Ratio |
|
(In thousands) |
December 31, 2017 |
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Total capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
684,272 |
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15.50 |
% |
|
$ |
353,171 |
|
|
8.00 |
% |
|
N/A |
|
|
N/A |
|
Hanmi Bank |
$ |
670,896 |
|
|
15.20 |
% |
|
$ |
353,091 |
|
|
8.00 |
% |
|
$ |
441,364 |
|
|
10.00 |
% |
Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
553,970 |
|
|
12.55 |
% |
|
$ |
264,878 |
|
|
6.00 |
% |
|
N/A |
|
|
N/A |
|
Hanmi Bank |
$ |
638,557 |
|
|
14.47 |
% |
|
$ |
264,818 |
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|
6.00 |
% |
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$ |
353,091 |
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|
8.00 |
% |
Common equity Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
537,950 |
|
|
12.19 |
% |
|
$ |
198,658 |
|
|
4.50 |
% |
|
N/A |
|
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N/A |
|
Hanmi Bank |
$ |
638,557 |
|
|
14.47 |
% |
|
$ |
198,614 |
|
|
4.50 |
% |
|
$ |
286,886 |
|
|
6.50 |
% |
Tier 1 capital (to average assets): |
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Hanmi Financial |
$ |
553,970 |
|
|
10.79 |
% |
|
$ |
205,344 |
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|
4.00 |
% |
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N/A |
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N/A |
|
Hanmi Bank |
$ |
638,557 |
|
|
12.44 |
% |
|
$ |
205,385 |
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|
4.00 |
% |
|
$ |
256,731 |
|
|
5.00 |
% |
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December 31, 2016 |
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Total capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
554,089 |
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13.86 |
% |
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$ |
319,901 |
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|
8.00 |
% |
|
N/A |
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N/A |
|
Hanmi Bank |
$ |
544,759 |
|
|
13.64 |
% |
|
$ |
319,520 |
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|
8.00 |
% |
|
$ |
399,399 |
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|
10.00 |
% |
Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
520,477 |
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|
13.02 |
% |
|
$ |
239,926 |
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|
6.00 |
% |
|
N/A |
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N/A |
|
Hanmi Bank |
$ |
511,146 |
|
|
12.80 |
% |
|
$ |
239,640 |
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|
6.00 |
% |
|
$ |
319,520 |
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|
8.00 |
% |
Common equity Tier 1 capital (to risk-weighted assets): |
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Hanmi Financial |
$ |
509,239 |
|
|
12.73 |
% |
|
$ |
179,944 |
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|
4.50 |
% |
|
N/A |
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N/A |
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Hanmi Bank |
$ |
511,146 |
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12.80 |
% |
|
$ |
179,730 |
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|
4.50 |
% |
|
$ |
259,610 |
|
|
6.50 |
% |
Tier 1 capital (to average assets): |
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Hanmi Financial |
$ |
520,477 |
|
|
11.53 |
% |
|
$ |
180,581 |
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|
4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank |
$ |
511,146 |
|
|
11.33 |
% |
|
$ |
180,411 |
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|
4.00 |
% |
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$ |
225,514 |
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|
5.00 |
% |
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