Hanmi Financial Corporation Quarterly report pursuant to Section 13 or 15(d)

Off-Balance Sheet Commitments (Tables)

9 Months Ended

Sep. 30, 2019

The following table shows the distribution of undisbursed loan commitments as of the dates indicated:



	September 30, 2019		December 31, 2018
	(in thousands)
Commitments to extend credit	$	346,182	$	325,100
Standby letters of credit	32,585		32,500
Commercial letters of credit	6,380		13,848
Total undisbursed loan commitments	$	385,147	$	371,448

Activity in the allowance for loan off-balance sheet items was as follows for the periods indicated:



	Three Months Ended September 30,				Nine Months Ended September 30,
	2019		2018		2019		2018
	(in thousands)
Balance at beginning of period	$	1,333	$	1,357	$	1,439	$	1,296
Provision (income)	209		—		103		61
Balance at end of period	$	1,542	$	1,357	$	1,542	$	1,357