Hanmi Financial Corporation Quarterly report [Sections 13 or 15(d)]

Off-Balance Sheet Commitments (Tables)

3 Months Ended

Mar. 31, 2026

The following table shows the distribution of total loan commitments as of the dates indicated:


	March 31,		December 31,
	2026		2025
	(in thousands)
Unused commitments to extend credit	$	891,594	$	930,122
Standby letters of credit		177,459		163,071
Commercial letters of credit		8,165		5,761
Total commitments	$	1,077,218	$	1,098,954

Activity in the allowance for credit losses related to off-balance sheet items was as follows for the periods indicated:


	Three Months Ended March 31,
	2026			2025
	(in thousands)
Balance at beginning of period	$	2,349		$	2,074
Credit loss expense (recovery)		(271	)		325
Balance at end of period	$	2,078		$	2,399