| Capital Ratios of Hanmi Financial and Bank |
The capital ratios of Hanmi Financial and the Bank as of
December 31, 2013 and 2012 were as follows:
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Actual |
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Minimum
Regulatory
Requirement |
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Minimum to Be
Categorized as
“Well Capitalized” |
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Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
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(In
thousands) |
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December 31, 2013
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Total capital (to risk-weighted assets):
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Hanmi Financial
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$ |
427,910 |
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17.53 |
% |
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$ |
195,304 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
410,505 |
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16.84 |
% |
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$ |
194,974 |
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8.00 |
% |
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$ |
243,717 |
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10.00 |
% |
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Tier 1 capital (to risk-weighted assets):
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Hanmi Financial
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$ |
397,044 |
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16.26 |
% |
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$ |
97,652 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
379,691 |
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15.58 |
% |
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$ |
97,487 |
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4.00 |
% |
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$ |
146,230 |
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6.00 |
% |
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Tier 1 capital (to average assets):
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Hanmi Financial
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$ |
397,044 |
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13.66 |
% |
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$ |
116,303 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
379,691 |
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13.09 |
% |
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$ |
116,043 |
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4.00 |
% |
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$ |
145,054 |
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|
5.00 |
% |
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December 31, 2012
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Total capital (to risk-weighted assets):
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Hanmi Financial
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$ |
451,784 |
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20.65 |
% |
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$ |
175,050 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
433,570 |
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19.85 |
% |
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$ |
174,734 |
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8.00 |
% |
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$ |
218,418 |
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10.00 |
% |
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Tier 1 capital (to risk-weighted assets):
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Hanmi Financial
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$ |
423,937 |
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19.37 |
% |
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$ |
87,525 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
405,801 |
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18.58 |
% |
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$ |
87,367 |
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4.00 |
% |
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$ |
131,051 |
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6.00 |
% |
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Tier 1 capital (to average assets):
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Hanmi Financial
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$ |
423,937 |
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14.95 |
% |
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$ |
113,464 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
405,801 |
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14.33 |
% |
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$ |
113,278 |
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4.00 |
% |
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$ |
141,597 |
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|
5.00 |
% |
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