| Capital ratios of Hanmi Financial and the Bank |
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Actual |
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Minimum
Regulatory
Requirement |
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|
Minimum to Be
Categorized as
“Well Capitalized” |
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| |
|
Amount |
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|
Ratio |
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Amount |
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|
Ratio |
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Amount |
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|
Ratio |
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(In Thousands) |
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June 30, 2012
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Total Capital (to Risk-Weighted Assets):
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|
Hanmi Financial
|
|
$ |
422,301 |
|
|
|
20.02 |
% |
|
$ |
168,754 |
|
|
|
8.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
401,456 |
|
|
|
19.06 |
% |
|
$ |
168,467 |
|
|
|
8.00 |
% |
|
$ |
210,584 |
|
|
|
10.00 |
% |
|
Tier 1 Capital (to Risk-Weighted Assets):
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Hanmi Financial
|
|
$ |
395,342 |
|
|
|
18.74 |
% |
|
$ |
84,377 |
|
|
|
4.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
374,540 |
|
|
|
17.79 |
% |
|
$ |
84,234 |
|
|
|
4.00 |
% |
|
$ |
126,351 |
|
|
|
6.00 |
% |
|
Tier 1 Capital (to Average Assets):
|
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Hanmi Financial
|
|
$ |
395,342 |
|
|
|
14.70 |
% |
|
$ |
107,587 |
|
|
|
4.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
374,540 |
|
|
|
13.95 |
% |
|
$ |
107,361 |
|
|
|
4.00 |
% |
|
$ |
134,201 |
|
|
|
5.00 |
% |
|
June 30, 2011
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Total Capital (to Risk-Weighted Assets):
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Hanmi Financial
|
|
$ |
301,045 |
|
|
|
13.92 |
% |
|
$ |
173,032 |
|
|
|
8.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
302,827 |
|
|
|
14.02 |
% |
|
$ |
172,802 |
|
|
|
8.00 |
% |
|
$ |
216,003 |
|
|
|
10.00 |
% |
|
Tier 1 Capital (to Risk-Weighted Assets):
|
|
|
|
|
|
|
|
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Hanmi Financial
|
|
$ |
257,911 |
|
|
|
11.92 |
% |
|
$ |
86,516 |
|
|
|
4.00 |
% |
|
|
N/A |
|
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|
N/A |
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|
Hanmi Bank
|
|
$ |
274,785 |
|
|
|
12.72 |
% |
|
$ |
86,401 |
|
|
|
4.00 |
% |
|
$ |
129,602 |
|
|
|
6.00 |
% |
|
Tier 1 Capital (to Average Assets):
|
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Hanmi Financial
|
|
$ |
257,911 |
|
|
|
9.09 |
% |
|
$ |
113,504 |
|
|
|
4.00 |
% |
|
|
N/A |
|
|
|
N/A |
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|
Hanmi Bank
|
|
$ |
274,785 |
|
|
|
9.70 |
% |
|
$ |
113,260 |
|
|
|
4.00 |
% |
|
$ |
141,576 |
|
|
|
5.00 |
% |
|