| Capital Ratios of Hanmi Financial and Bank |
The capital ratios of
Hanmi Financial and the Bank were as follows as of
December 31, 2012 and 2011:
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Actual |
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Minimum Regulatory
Requirement |
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Minimum to Be
Categorized as
“Well
Capitalized”
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Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
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(In Thousands) |
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December 31,
2012
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Total Capital (to Risk-Weighted
Assets):
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Hanmi Financial
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$ |
451,784 |
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20.65 |
% |
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$ |
175,050 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
433,570 |
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19.85 |
% |
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$ |
174,734 |
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8.00 |
% |
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$ |
218,418 |
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10.00 |
% |
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Tier 1 Capital (to Risk-Weighted
Assets):
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Hanmi Financial
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$ |
423,937 |
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19.37 |
% |
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$ |
87,525 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
405,801 |
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18.58 |
% |
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$ |
87,367 |
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4.00 |
% |
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$ |
131,051 |
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6.00 |
% |
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Tier 1 Capital (to Average
Assets):
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Hanmi Financial
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$ |
423,937 |
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14.95 |
% |
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$ |
113,464 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
405,801 |
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14.33 |
% |
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$ |
113,278 |
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4.00 |
% |
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$ |
141,597 |
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5.00 |
% |
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December 31,
2011
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Total Capital (to Risk-Weighted
Assets):
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Hanmi Financial
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$ |
387,328 |
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18.66 |
% |
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$ |
166,082 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
364,041 |
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17.57 |
% |
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$ |
165,795 |
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8.00 |
% |
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$ |
207,243 |
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10.00 |
% |
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Tier 1 Capital (to Risk-Weighted
Assets):
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Hanmi Financial
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$ |
360,500 |
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17.36 |
% |
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$ |
83,041 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
337,309 |
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16.28 |
% |
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$ |
82,897 |
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4.00 |
% |
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$ |
124,346 |
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6.00 |
% |
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Tier 1 Capital (to Average
Assets):
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Hanmi Financial
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$ |
360,500 |
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13.34 |
% |
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$ |
108,106 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
337,309 |
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12.50 |
% |
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$ |
107,924 |
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4.00 |
% |
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$ |
134,905 |
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5.00 |
% |
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