| Capital Ratios of Hanmi Financial and Bank |
The capital
ratios of Hanmi Financial and the Bank as of June 30, 2013 and
2012 were as follows:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
Minimum |
|
|
Minimum to
Be |
|
| |
|
|
|
|
|
|
|
Regulatory |
|
|
Categorized
as |
|
| |
|
Actual |
|
|
Requirement |
|
|
“Well
Capitalized” |
|
| |
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
| |
|
|
|
|
|
|
|
(In
thousands) |
|
|
|
|
|
|
|
|
June 30,
2013
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total capital (to
risk-weighted assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
399,496 |
|
|
|
17.08 |
% |
|
$ |
187,087 |
|
|
|
8.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
386,124 |
|
|
|
16.53 |
% |
|
$ |
186,833 |
|
|
|
8.00 |
% |
|
$ |
233,541 |
|
|
|
10.00 |
% |
|
Tier 1 capital (to
risk-weighted assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
369,737 |
|
|
|
15.81 |
% |
|
$ |
93,544 |
|
|
|
4.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
356,485 |
|
|
|
15.26 |
% |
|
$ |
93,417 |
|
|
|
4.00 |
% |
|
$ |
140,125 |
|
|
|
6.00 |
% |
|
Tier 1 capital (to average
assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
369,737 |
|
|
|
13.35 |
% |
|
$ |
110,786 |
|
|
|
4.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
356,485 |
|
|
|
12.88 |
% |
|
$ |
110,705 |
|
|
|
4.00 |
% |
|
$ |
138,382 |
|
|
|
5.00 |
% |
|
June 30,
2012
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total capital (to
risk-weighted assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
422,301 |
|
|
|
20.02 |
% |
|
$ |
168,754 |
|
|
|
8.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
401,456 |
|
|
|
19.06 |
% |
|
$ |
168,467 |
|
|
|
8.00 |
% |
|
$ |
210,584 |
|
|
|
10.00 |
% |
|
Tier 1 capital (to
risk-weighted assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
395,342 |
|
|
|
18.74 |
% |
|
$ |
84,377 |
|
|
|
4.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
374,540 |
|
|
|
17.79 |
% |
|
$ |
84,234 |
|
|
|
4.00 |
% |
|
$ |
126,351 |
|
|
|
6.00 |
% |
|
Tier 1 capital (to average
assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
395,342 |
|
|
|
14.70 |
% |
|
$ |
107,587 |
|
|
|
4.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
374,540 |
|
|
|
13.95 |
% |
|
$ |
107,361 |
|
|
|
4.00 |
% |
|
$ |
134,201 |
|
|
|
5.00 |
% |
|