| Capital Ratios of Hanmi Financial and Bank |
The capital ratios of Hanmi Financial and the Bank as of
September 30, 2013 and December 31, 2012 were as
follows:
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Minimum |
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Minimum to
Be |
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Regulatory
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Categorized
as |
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Actual |
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Requirement |
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“Well
Capitalized” |
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Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
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(In
thousands) |
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September 30, 2013
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Total capital (to risk-weighted assets):
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Hanmi Financial
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$ |
409,551 |
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17.72 |
% |
|
$ |
184,934 |
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|
8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
392,743 |
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17.02 |
% |
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$ |
184,604 |
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8.00 |
% |
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$ |
230,755 |
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|
10.00 |
% |
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Tier 1 capital (to risk-weighted assets):
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Hanmi Financial
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$ |
380,256 |
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16.45 |
% |
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$ |
92,467 |
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|
4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
363,527 |
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15.75 |
% |
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$ |
92,302 |
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4.00 |
% |
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$ |
138,453 |
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|
6.00 |
% |
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Tier 1 capital (to average assets):
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Hanmi Financial
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$ |
380,256 |
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13.68 |
% |
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$ |
111,197 |
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|
4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
363,527 |
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13.10 |
% |
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$ |
110,995 |
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4.00 |
% |
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$ |
138,743 |
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|
5.00 |
% |
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December 31, 2012
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Total capital (to risk-weighted assets):
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Hanmi Financial
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$ |
451,784 |
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20.65 |
% |
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$ |
175,050 |
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|
8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
|
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$ |
433,570 |
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19.85 |
% |
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$ |
174,734 |
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|
8.00 |
% |
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$ |
218,418 |
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|
10.00 |
% |
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Tier 1 capital (to risk-weighted assets):
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Hanmi Financial
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$ |
423,937 |
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19.37 |
% |
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$ |
87,525 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
405,801 |
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18.58 |
% |
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$ |
87,367 |
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4.00 |
% |
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$ |
131,051 |
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|
6.00 |
% |
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Tier 1 capital (to average assets):
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Hanmi Financial
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$ |
423,937 |
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14.95 |
% |
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$ |
113,464 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
405,801 |
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14.33 |
% |
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$ |
113,278 |
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|
4.00 |
% |
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$ |
141,597 |
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|
5.00 |
% |
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