| Capital Ratios of Hanmi Financial and Bank |
The capital
ratios of Hanmi Financial and the Bank were as follows as of
September 30, 2012 and December 31, 2011:
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Actual |
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Minimum
Regulatory
Requirement |
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Minimum to Be
Categorized as
“Well Capitalized” |
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Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
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(In
Thousands) |
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September 30,
2012
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Total Capital (to
Risk-Weighted Assets):
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Hanmi Financial
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$ |
438,822 |
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20.79 |
% |
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$ |
168,853 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
419,546 |
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19.91 |
% |
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$ |
168,584 |
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8.00 |
% |
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$ |
210,730 |
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10.00 |
% |
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Tier 1 Capital (to
Risk-Weighted Assets):
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Hanmi Financial
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$ |
411,921 |
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19.52 |
% |
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$ |
84,426 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
392,687 |
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18.63 |
% |
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$ |
84,292 |
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4.00 |
% |
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$ |
126,438 |
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6.00 |
% |
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Tier 1 Capital (to Average
Assets):
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Hanmi Financial
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$ |
411,921 |
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14.71 |
% |
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$ |
111,982 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
392,687 |
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14.05 |
% |
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$ |
111,790 |
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4.00 |
% |
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$ |
139,738 |
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5.00 |
% |
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December 31,
2011
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Total Capital (to
Risk-Weighted Assets):
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Hanmi Financial
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$ |
387,328 |
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18.66 |
% |
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$ |
166,082 |
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8.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
364,041 |
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17.57 |
% |
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$ |
165,795 |
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8.00 |
% |
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$ |
207,243 |
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10.00 |
% |
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Tier 1 Capital (to
Risk-Weighted Assets):
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Hanmi Financial
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$ |
360,500 |
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17.36 |
% |
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$ |
83,041 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
337,309 |
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16.28 |
% |
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$ |
82,897 |
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4.00 |
% |
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$ |
124,346 |
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6.00 |
% |
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Tier 1 Capital (to Average
Assets):
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Hanmi Financial
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$ |
360,500 |
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13.34 |
% |
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$ |
108,106 |
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4.00 |
% |
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N/A |
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N/A |
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Hanmi Bank
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$ |
337,309 |
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12.50 |
% |
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$ |
107,924 |
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4.00 |
% |
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$ |
134,905 |
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5.00 |
% |
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