| Capital Ratios of Hanmi Financial and Bank |
The capital ratios of Hanmi Financial and the Bank as of
June 30, 2014 and December 31, 2013 were as follows:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
Actual |
|
|
Minimum
Regulatory
Requirement |
|
|
Minimum to Be
Categorized as
“Well Capitalized” |
|
| |
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
| |
|
(In
thousands) |
|
|
June 30, 2014
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total capital (to risk-weighted assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
456,689 |
|
|
|
17.92 |
% |
|
$ |
203,828 |
|
|
|
8.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
436,987 |
|
|
|
17.17 |
% |
|
$ |
203,562 |
|
|
|
8.00 |
% |
|
$ |
254,453 |
|
|
|
10.00 |
% |
|
Tier 1 capital (to risk-weighted assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
424,280 |
|
|
|
16.65 |
% |
|
$ |
101,914 |
|
|
|
4.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
404,913 |
|
|
|
15.91 |
% |
|
$ |
101,781 |
|
|
|
4.00 |
% |
|
$ |
152,672 |
|
|
|
6.00 |
% |
|
Tier 1 capital (to average assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
424,280 |
|
|
|
14.09 |
% |
|
$ |
120,415 |
|
|
|
4.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
404,913 |
|
|
|
13.49 |
% |
|
$ |
120,056 |
|
|
|
4.00 |
% |
|
$ |
150,070 |
|
|
|
5.00 |
% |
|
December 31, 2013
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total capital (to risk-weighted assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
426,614 |
|
|
|
17.48 |
% |
|
$ |
195,210 |
|
|
|
8.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
409,095 |
|
|
|
16.79 |
% |
|
$ |
194,880 |
|
|
|
8.00 |
% |
|
$ |
243,600 |
|
|
|
10.00 |
% |
|
Tier 1 capital (to risk-weighted assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
395,763 |
|
|
|
16.26 |
% |
|
$ |
97,605 |
|
|
|
4.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
378,295 |
|
|
|
15.53 |
% |
|
$ |
97,440 |
|
|
|
4.00 |
% |
|
$ |
146,160 |
|
|
|
6.00 |
% |
|
Tier 1 capital (to average assets):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Hanmi Financial
|
|
$ |
395,763 |
|
|
|
13.62 |
% |
|
$ |
116,249 |
|
|
|
4.00 |
% |
|
|
N/A |
|
|
|
N/A |
|
|
Hanmi Bank
|
|
$ |
378,295 |
|
|
|
13.05 |
% |
|
$ |
115,984 |
|
|
|
4.00 |
% |
|
$ |
144,980 |
|
|
|
5.00 |
% |
|